Doctors Charging "Membership" Fees

I do this and love it.

For my yearly fee I get:
24 access to the doc
if you go to ER he will meet you there
real cotton gowns and slippers
same day appointments
and if needed housecalls!

I am frugal, but having a concierge physician has been money well spent for my family and my self.
Mine comes to my home, you call his cell phone instead of a service. He's the best!
 
I would too. bring my own sheet

LOL - I was thinking that same thought!

A comfort fee - are you kidding me? More like extortion. And seriously, what if you would not pay it? But this is OT.

I would guess that this practice limits the number of patients, so you should get more time and attention from the physician. I suppose if I had a lot of health issues, and I felt only MY doctor understands my personal history, I might consider it.

I wouldn't be surprised if he is not taking Medicare patients, or Tri-Care....but if he isn't, what happens when you age out and need to start using Medicare? Does he dump you then? Just when you really need him/her?

OP - I'd start asking around for a recommendation for another physician.
 
LOL - I was thinking that same thought!

....but if he isn't, what happens when you age out and need to start using Medicare? Does he dump you then? Just when you really need him/her?

Well, I'm thinking that if you're "established" with a primary care doc, he or she will continue to treat you even if you age out.

There are a lot of physcians now who are refusing Medicaid patients because the renumeration is so low. And the fact is, many of them are simply noncompliant. I spoke with a woman the other day who works for a PCP and she said he was going to stop accepting new Medicare patients--they're too costly to manage for the time they consume, and they can be noncompliant as well. I work for a home health agency and heard the other day the company I work for is "eating" over $300 a day in wound care supplies for a Medicaid patient.

Who here would work and donate a significan portion of their time when they have bills to pay? A little pro bono is okay but there's a limit. Look at the demographics; we ain't gettin' no younger, we're overweight, we're sedentary, many of us smoke, drink, or live a "pharmacologic" lifestyle. Why should physicians agree to treat patients for less money when people themselves are not as invested in their care as they should be? Maybe some of these docs have actually read the new healthcare bill.

As for the position of "if I had medical problems that I needed a high level of care for, I'd pay for a membership," but who know what tomorrow will bring?

For those who are adamant that they won't pay the membership fee, let me just say I've lost TWO fine PCPs over the past 14 years who quit their office practices. If I could keep a decent PCP and I had to pay $25 a month to do it, I would.
 
Has anyone else’s doctors enacted a membership service? DW and I have the same primary doctor who we really like. Anyway, the other day we received a letter stating that the doctor was going to a "subscription based" service and if we wanted to join it would cost us each $25 a month until age 40 (a couple years for us) and then $45 a month after that. The letter also said that although the doctor will still continue to take "non-members" as the "membership" filled up, we would most likely have to find another doctor if we did not join. The letter lists the benefits such as "more personal care", "online access to medical records", etc. But $600 per year for the both of us, then rising to $1080 in a couple years just seems a little too steep to be getting the service that you should already be getting, especially since we are young and generally only go a couple times a year. I understand that the doctors are a business and have to make money, but aren't there doctor lobby groups that can be lobbying Congress against the insurance companies instead of making the patients pay more? The easy solution, for us, is to find another doctor, but I fear that the best doctors will also enact similar "plans".

I haven't read very many of the replies, I may later but it doesn't change my answer LOL This is insanity! I'm not even sure how a doctor can DO this as they take an oath to heal people. Heck, walk in most hospitals/ERs and there (used to be anyway) is a sign saying that they can't turn away someone who can't pay. Not that they don't do that, of course, but I personally find the whole idea of a membership at a doctor's office offensive. I pay over $500 a month for my family's healthcare. On top of that I pay a $25 copay per person when they see the doctor. Starting next year our insurance will change to also include a deductible (from 700 to 2800 per person depending on your plan) so if my doctor told me that on top of ALL THAT I need to give him $40 a month to keep him on retainer I'd tell him what to do with said retainer. And it wouldn't be nice. I love our doctors but no way would I pay extra for the "benefit" of staying their patient. The fact that people will say "Well, many doctor's are going to this" is how it is happening. You know what? If everyone said "No, I won't pay this." then they'd stop because they aren't going to sit and twiddle their thumbs, they WILL go back to taking insurance and copays and seeing patients like they always have. Did you know that in many countries doctors are poor? Our doctors would fall over if anyone suggested they live like "common folk", which isn't to say they aren't nice people but more that we, as society, have perpetutated this phallicy.

I'll step down from my soapbox now but, as a working mom who carries insurance on 5 people, I find this horrendous!
 

Just like a physician can choose to not see medicare/medicaid patients.

Don't even get me started on the whole Medicare/Medicaid discussion. To me it seems outrageous that doctors can choose not to accept Medicare/Medicaid. IMHO, doctors should be required to take a certain number of Medicare/Medicaid paitents. Doctors need to be licensed in the state they practice in. Medicare/Medicaid is a state run program. Participation in the program should be a requirement for the doctors to receive their license, IMHO!
 
Our "family practice" doctor went to this in January. At the same time a lot of changes were made in his office. He stopped seeing Medicaid patients. He has less staff in the office. He outsourced his billing and does not take payments at the time of service. Copays are billed.

The level of access to the doctor seems to have increased. We've only visited a couple of times since the change but the waiting room seems to be almost empty. So, I'd say he is seeing far less patients. Maybe not a good financial move for him.

When my daughter got sick at the beginning of the summer on a Friday after business hours, I called his office answering machine and he called me back personally within a few minutes. I hoped for some advice and maybe a called in prescription but he came over to the house to check her out. He wrote a prescription and then gave us a couple sample packages of the medicine to get us through the weekend.

To us it is worth it to pay the membership fee which is $1000 per year per household.
 
yep, my parents dr charges $1500 per person. Needless to say they left. This mans practiced has really dropped. I wonder if that is what he wanted.

Its a shame because we have a large greek community here and this was the greek dr all the older folks went to for years. So those who dont speak English very good or have multiple health problems ended up staying with him.
 
Heck, walk in most hospitals/ERs and there (used to be anyway) is a sign saying that they can't turn away someone who can't pay.

There's a difference, hospitals have a completely different rule set regarding uncompensated care and who you must see than the doctors do. Hospitals cannot refuse EMR care - ever - EMTALA dictates that. Ever go to the doctor have him send you to the hospital for services that were denied? Doc gets paid, hospitals don't. Completely different game for each one, especially if it's a not for profit hospital.
 
I'm in my early 40's and have been seeing the same pcp for over 30 years. I would not pay a membership fee to continue to see him. I already pay huge amounts for insurance that does not cover anything, so each visit comes out of my pocket. My dh is self employed so we buy our own and we don't get our insurance pre-tax either. It's just getting uglier and uglier out there.

My in-laws moved a couple of years ago and had a very hard time finding a doctor who would accept Medicare patients. They were pretty mad about that. I think it is pretty awful, but did have to laugh as maybe they'll stop moving every couple of years.
 
There's a difference, hospitals have a completely different rule set regarding uncompensated care and who you must see than the doctors do. Hospitals cannot refuse EMR care - ever - EMTALA dictates that. Ever go to the doctor have him send you to the hospital for services that were denied? Doc gets paid, hospitals don't. Completely different game for each one, especially if it's a not for profit hospital.

Yes. One of the local hospitals recently went through a bankruptcy and was bought by a for-profit organization. I listened to the news at the time and heard that they intended to continue providing indigent services--but not to what degree--for five years.

So, read that for what it says: FIVE years--no commitment afterwards.

I moonlighted at a counseling center that was bought out last spring. Same thing; when the "indigent money" is gone, it's gone. No more services until the budget--supplied by local giving--comes through.

Really, some of the responses are somewhat surprising to me. Doctors pay, or borrow, their own way through medical school and to set up their own offices. It's a huge investment of time and money--the medical practice is a business. The dollars that go into a practice go right back out through salaries, office overhead, malpractice insurance premiums, etc.

I might try negotiating lower costs with a physician, much as I would a mechanic, but at the end of the day, they're allowed to charge what they want, with the exception of their negotiated contracts with insurers, just like lawers, mechanics, etc. Now, if the market won't support it, well, that's capitalism at work.
 
I wouldn't, but both DH and I work in different hospital systems so our doctors and specialists are in the system and we already have access to our electronic records (as do any patient in the system, not just because we are employees), have been able to get into appointments, if needed, the same day. Have emailed my son's specialists to get advice, keep them in the loop on their syndromes without having to have a visit. So, for us, it likely would not happen.

If we didn't have that and didn't have access to good doctors and only the great doctors did this? Then I probably would pay, because we see lots of specialists!
 
It sounds like your doctor is becoming a concierge doctor. So I guess it's really your decision as to how important that doctor is to you, to pay the fee -- it's like a retainer to ensure quicker / better / whatever access to the doctor. It's fairly common in the past few years especially in wealthier areas, from what I have read.

Here's some info from Wikipedia (not the best reference I know - but it's a start):
http://en.wikipedia.org/wiki/Concierge_medicine

When I lived in CA, there were new concierge doctors springing up in the news (and that was nearly 10 years ago)! A lot of doctors were changing from insurance/HMO practices to a membership based approach to medicine. They were mostly family practice and internal med specialists.
 
I used to go to an OB/GYN who charged a $5 "comfort fee" (on top of your usual co-pay) if you wanted a paper sheet to cover yourself during the exam. Now, who is NOT going to pay that? :rolleyes:

Now that is too wierd!!!!!!!!!:scared1::scared1::scared1:
 
Don't even get me started on the whole Medicare/Medicaid discussion. To me it seems outrageous that doctors can choose not to accept Medicare/Medicaid. IMHO, doctors should be required to take a certain number of Medicare/Medicaid paitents. Doctors need to be licensed in the state they practice in. Medicare/Medicaid is a state run program. Participation in the program should be a requirement for the doctors to receive their license, IMHO!

I have actually seen patients "discharged" from a doctor when they reached Medicare age. This was a former doctor and I am glad I don't have to see her anymore. I think the doctors don't want to deal with all the paperwork.
 
I used to go to an OB/GYN who charged a $5 "comfort fee" (on top of your usual co-pay) if you wanted a paper sheet to cover yourself during the exam. Now, who is NOT going to pay that? :rolleyes:

OMG, I am LMAO:rotfl: I think I'd go w/o the paper sheet just to make THEM uncomfortable in that case:rotfl: Now THAT is a crazy fee:eek:
 
Our "family practice" doctor went to this in January. At the same time a lot of changes were made in his office. He stopped seeing Medicaid patients. He has less staff in the office. He outsourced his billing and does not take payments at the time of service. Copays are billed.

The level of access to the doctor seems to have increased. We've only visited a couple of times since the change but the waiting room seems to be almost empty. So, I'd say he is seeing far less patients. Maybe not a good financial move for him.

When my daughter got sick at the beginning of the summer on a Friday after business hours, I called his office answering machine and he called me back personally within a few minutes. I hoped for some advice and maybe a called in prescription but he came over to the house to check her out. He wrote a prescription and then gave us a couple sample packages of the medicine to get us through the weekend.

To us it is worth it to pay the membership fee which is $1000 per year per household.

This is what my kids' pediatrician is like ALL the time. He is amazing. If he wants to charge us $1000 a year to stay with him, I'll pay it. His office runs on time, the waiting room is always quiet, he spends plenty of time with us, calls us back w/in an hour if we do call, etc. I've also heard that if your child ends up in the ER at 2AM on XMas, he'll be there immediately. A doctor like this is worth.every.penny. I am as frugal as they come, but I know a good thing when I see it.

Interestingly, as far as I know, he does still take Medicaid patients. My friend has kids on Medicaid and they see the same ped. that we do.
 
I do this and love it.

For my yearly fee I get:
24 access to the doc
if you go to ER he will meet you there
real cotton gowns and slippers
same day appointments
and if needed housecalls!


That sounds great! It would definitely be worth it to me to have those benefits!
 
Really, some of the responses are somewhat surprising to me. Doctors pay, or borrow, their own way through medical school and to set up their own offices. It's a huge investment of time and money--the medical practice is a business. The dollars that go into a practice go right back out through salaries, office overhead, malpractice insurance premiums, etc.

All professionals pay or borrow to put themseleves through school. Granted doctors go for longer, but still they know what they are getting into. I agree that doctors deserve to be paid a good salary, but I believe they already are. It is true that insurance pay doctors less than they bill for, but doctors also bill higher knowing that they will not get it.

I should also add that my doctor is in a large practice with several doctors. Overhead is shared amongst all doctors, so overhead is much lower than a one doctor operation.

I undestand that a doctor's office is a business and as such they should make a "fair" profit. The problem is that what they consider "fair" is not always what everyone else considers fair. IMHO, charging your patients a retainer fee is not the way to get more revenue. Doctors should band together and petition the insurance companies.

DW worked for a doctors practice a few years ago and she would tell stories. I really just want to know where doctors' ethics went. Only treating people that can afford to pay. Prescribing medicines based on which drug rep took them to the nicest dinner. Where does it end, and what's next? Checking credit reports before treating a patient?

I also fear that other industries will follow suit. Next it will be the dentist, or maybe auto mechanics. You can only get your car fixed if you join "the club".

I have actually seen patients "discharged" from a doctor when they reached Medicare age. This was a former doctor and I am glad I don't have to see her anymore. I think the doctors don't want to deal with all the paperwork.

As I mentioned up above, DW used to do billing for a doctors office, so I know exactly why the doctors don't want to take Medicare/Medicaid. What I'm saying is that since Medicare/Medicaid is a government run program and the government issues the licenses to the doctors, the doctors should not have the right to refuse to take it. This does not mean that they should have to take every Medicare/Medicaid patient, but they should be required to take some.
 
Yes. One of the local hospitals recently went through a bankruptcy and was bought by a for-profit organization. I listened to the news at the time and heard that they intended to continue providing indigent services--but not to what degree--for five years.

So, read that for what it says: FIVE years--no commitment afterwards.

I moonlighted at a counseling center that was bought out last spring. Same thing; when the "indigent money" is gone, it's gone. No more services until the budget--supplied by local giving--comes through.

Really, some of the responses are somewhat surprising to me. Doctors pay, or borrow, their own way through medical school and to set up their own offices. It's a huge investment of time and money--the medical practice is a business. The dollars that go into a practice go right back out through salaries, office overhead, malpractice insurance premiums, etc.

I might try negotiating lower costs with a physician, much as I would a mechanic, but at the end of the day, they're allowed to charge what they want, with the exception of their negotiated contracts with insurers, just like lawers, mechanics, etc. Now, if the market won't support it, well, that's capitalism at work.

It doesn't matter if there are indigent funds or not, no one can be turned away from the Emergency Room, there is a law--EMTALA--that prevents that from happening. Now, with that said, a pt has to be triaged and seen initially by a doctor, then they can be asked about payment, if they can't pay, they may be discharged, but money and/or insurance can't even be asked for prior to that.

Now, when they come in for other non-emergent services, they can be turned away if they have no way to pay, or givne a financial assistance app and uninsured discount form.

This is where I come in to play, I screen people for Medicaid/Disability programs eligibility.

I have NEVER heard of anyone being turned away when funds run out, there really is no way to know that when a pt comes in for services.

Suzanne
 
Yes, our doctor did this same thing. It was going to cost my husband and I $1500 per year to stay. We found another doctor. I really liked our doctor, but I just couldn't justify scrounging up that much money in our budget when we could find someone else for "free." I mean health care and co-pays are expensive enough! The price would go up as we got older too.
 












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