3Minnies1Mickey
<font color=magenta>Just wanted to add, this is no
- Joined
- Apr 8, 2009
- Messages
- 8,332
I'm from Canada, so my take on insurance may be different and I would never travel w/o insurance. I have taken 2 - 3 trips a year for the last 12 years and have spent alot on insurance. I almost never need it, but for the couple times I have needed it, it has paid for itself.
The cancellation/interruption is so important. If you have kids, what if your child falls at the playground, breaks his leg and can't go 2days before you were leaving. Bye bye money.
The medical insurance usually only covers non preexisting conditions, so if you have a chronically ill person, it most likely won't cover anything related to that condition. However, my husband got an incredible earache that we now know was swimmer's ear in Mexico and we had to go to the hospital for 1 1/2 hours and that was an $800 bill. If we had been in the states, the bill would have been much higher.
I think it is crazy to go w/o insurance. You never know when something is going to happen and it feels like a waste of money if you don't use, but like I said, if you have to use it you will be happy you had it. And I'm cheap.lol
I guess it depends on where you are going. We book our flights through Southwest so they can be canceled and rebooked. Disney can be rebooked or even canceled at a small fee.