Do You Carry Cash?

[babydoll65]

I always have a little cash on me normally. When I'm at Disney, I always have enough cash to cover a meal if the magicband system goes down. And it has many times.

 

[Moliphino]

But doesn't the teller need to see your client card (aka debit/ATM). Or how do they get your account information?
If I go to a teller they ask for my client/ATM/debit card and you swipe(or insert) and they bring up your account.

You write your account number on the withdrawal/deposit slip. At least that's how it worked years ago when I had to cash in and deposit some savings bonds into my checking account.

 

[CdnCarrie]

You write your account number on the withdrawal/deposit slip. At least that's how it worked years ago when I had to cash in and deposit some savings bonds into my checking account.

I remember doing that pre-1990s. So people carry around a bank book with their account number rather than a bank card?

 

[L&Lfan]

Or you have it memorized. I’ve written mine down so often I know it by heart like my social security number. And of course, it’s printed on your check if you are writing a check for cash.

 

[Julie's Haircut]

I remember doing that pre-1990s. So people carry around a bank book with their account number rather than a bank card?

No, you don't need a bank book. You might be asked for a photo ID for a large withdrawal, but usually the account number on the slip is sufficient.

My stepdaughter works at a bank. A surprisingly large number of people wait in line to deposit checks, write checks for cash, or withdraw cash from savings accounts.

 

[CdnCarrie]

Well you leave something new everyday. Wonder how common this is in Canada? Any Canadians not have a ATM card?

 

[Shakana]

Rarely

 

[FlightlessDuck]

Not on purpose.

 

[John VN]

Well you leave something new everyday. Wonder how common this is in Canada? Any Canadians not have a ATM card?

Not a Canadian and no ATM Card or Debit Card. Cash and CC are my means for payment.

 

[Manda]

I don't understand this. Up here your debit card = ATM card = bank card. Without a debit card how do you access a ATM? I'm not certain it's even possible to have a bank account without a bank/debit card in Canada. I'm 50 and have had a bank card since the mid to late 80s. Bank card also become debit card since early 90's.

So are bank/ATM cards different than a debit card in the USA?

Here you have one card - you give it to the teller to bring up your account, you swipe it as debit, you insert it in a ATM, use use the number on it to access your online/app account.

Haven't seen a checkbook in well over a decade.

It's mostly the same here (except checks are still used more here than they are elsewhere). I rarely need cash, but my bank lets use login on the ATM using Apple Pay. I have a debit card, but it lives in the safe at my house and never sees the light of day. I prefer my credit card take the fraud risk rather than my debit card that is attached to "my" money. The only time I use actual debit card is when I travel to abroad and use it to get currency (and then it's not my primary bank).

 

[Manda]

I remember doing that pre-1990s. So people carry around a bank book with their account number rather than a bank card?

I have my bank account number saved in my password app on my phone. If for some reason I need to actually go to the bank (which is, essentially, never - or at least only once every several years), I tell them the account number and show my ID. I don't think I've ever had a "bank book".