do we have any rights--rental property next door

[starry_solo]

I don't understand what piling onto the OP about her cruises really does. The med cruise was last year and it's past the 100% refund cancellation date for the Alaskan cruise. At this point she's paid in full, so she would lose her deposit and whatever else she paid for like airfare and hotels. I consider that "water under the bridge" and nothing can be done about it without losing thousands of dollars. It's best to go and have a great time. BUT ... also, as you say, take a hard look at reality and priorities from this point on. Assess luxury travel against other needs at home.

I think it's because she's been complaining since last year about a possible drug house and now, there is this second possible drug house without prioritizing what is important.

 

[cabanafrau]

No, but earning over a certain amount annually could. I can't see any way at all that an increase in insurance pricing would eat up anywhere near the increased earnings.

Plus selling DVC, or renting out the points they wouldn't use by not visiting WDW would get them upwards of $1,500 renting or $10,000 by selling.

Disney Mediterranean cruise last year, WDW trip in what, March?, Disney Alaskan cruise coming up in September, two (at least) WDW trips in 2019.

Actual HOA fees would be much more likely in freestanding house areas. Condo fees which pay for things like lawn maintenance, shoveling, etc. (so, reducing individual expenses), sure.

Yes. Again - we. do. not. know. Milwaukee. real. estate. or. neighborhoods. You do. But you seem to be refusing to be any kind of flexible: "we want to live only in this one single area [of this 96 square mile city] where where the houses cost 50% more than our current home might sell for and we don't want a mortgage. "

Calculate your expected costs for next year based on your current plans. Tickets, transportation, food, incidentals...

The point I was making is that foregoing vacations for a year would leave 15k available to facilitate a move. This was in response to OP saying that working more/earning more would simply be eaten by increased insurance costs. You're viewing the situation through the same lens as I am. The situation is what it is. The only thing OP can control is the factors within her control, to which she is resistant to all avenues and throwing up roadblocks. At this point it would be just as feasible to circle back around the discussion and suggest that OP make it her mission to halt the decline of her neighborhood via taking action herself. Illogical and unlikely? Yes. I guess I could add in a recommendation she buys a winning lottery ticket, that should tick all the boxes.

 

[mnrose]

I get so frustrated with posters who talk about a problem and then absolutely refuse to consider any suggestion offered by others. I'm with a lot of other people here. If her housing situation is THAT desperate, I'd be nixing all discretionary spending, including expensive vacations, and putting that towards getting myself out of a bad situation. If she did that, her "problem" could be solved much more easily than continuing to complain but also continuing to spend as if she had a ton of free cash.

 

[lifesavacation]

On the positive side of things, it sounds like you don't have to worry about your property taxes going up Ours go up every single year.

 

[Dznypal]

ok I'm going to once again to set this straight as a lot of replies have gotten the wrong ideas

first we do not live between 2 drug houses--just the one that's owned by a tribe--I don't know where some you got the idea that there were 2 now--one stemming from last year it could have been a friend of mine house that I know for a fact was/is a drug house--shed told me what goes on there

someone mentioned our cruise in a few months and our trip in Jan to Disney--which we have the DVC so hotel is paid--and so are tickets--food and flight were/are cheap--someone mentioned 3 trips--no its only 2 Sept and Jan

we do have quite a chuck in the bank Ill just leave this point at that--got a bundle when my FIL passed

as far as moving/working goes--Ive tried to explain this before--some thought I was being negative since I had a reason why it wouldn't work--buying a house isn't like buying a shirt you cant take it back if it doesn't fit--and were not going grab anything just to move and then find out later it was a mistake

a few have sent me listings of houses or condos in the city--if were going to do this were going to do it right and get totally out of this city--
one sent me a listing for a ranch for 110000 not in a good area--now I understand that most really don't have an idea of areas unless you live here
but just what kind of a house in a decent area for 110000 or a condo for 35000 again not in a good area

as far as working--our insurance is income based every year we have to with our taxes give them an estimated amount of our income for the following year--the more we make the less of a discount we get---for this year without discounts our insurance would be 2500 a month--yes a month

with government discounts its 500--I would have to work full time and at that everything I made would go for house and insurance--not to mention having to pay back SS if you make so much a year and yes I know its like 17000 before you have to pay 1$ for every 2 you make--it just would not pay

a house we just looked at on Monday (but it already had an offer)--smelled like a kennel--needed a new roof with tear off--driveway and landscaping with water problems in the basement just sold for 5100 over asking--they had it up for 232900

not worth it--and theres so few houses of the style we want even for sale--we just don't want to buy anthing

renting your just throwing money away--and rents aren't cheap--a friend of ours sold his house and moved to an apt theyre paying 1200 a month
and you have nothing to show for it

condos sure are cheaper--but then you have HOA fees are at least 200 to 300 a month

I hope this clears things up some more here--

 

[disykat]

Why can't she just be frustrated with her neighborhood situation? She's already tried to sell once and was unable to. She may not want to lower the price by tens of thousands to sell. Why is it not okay to be horribly frustrated in her situation? I would be.

To me, her situation is frustrating. I get it. She doesn't want to move. She doesn't want to sell her house at a loss. I get why she hasn't prioritized those things. I lived through bad neighbors and now sit mortgage free in a neighborhood I wanted to stay in. I feel like it was worth it - even though it was frustrating. I even whined here on the DIS at times about my neighbors. I know that the OP and I are not the only people who feel "stay and fight" might be worth it in this situation.

I understand it WAAAY better than all the people I see on here whining about things like how they're going to help their kids with college tuition with no intention of giving up their WDW trips. I usually walk away from those threads because I just don't get it.

If the OP gets to the point where she really WANTS to sell, I'm sure she'll give up trips, take a huge loss on her house, and prioritize the move. She's not at that point. If you don't think she has the right to whine if she wants to stay there, maybe it's time to stop reading/responding. Suggesting a move is fine, but continuing to badger because you feel she isn't doing everything possible to make it happen just seems mean. Her staying affects no one except OP and her spouse so it's their choice. She can see her grandchild elsewhere for a while.

 

[Hrhpd]

ok I'm going to once again to set this straight as a lot of replies have gotten the wrong ideas

first we do not live between 2 drug houses--just the one that's owned by a tribe--I don't know where some you got the idea that there were 2 now--one stemming from last year it could have been a friend of mine house that I know for a fact was/is a drug house--shed told me what goes on there

So then this is actually the same house then that you had problems with previously? A PP asked if this was the same house and you said "no" which would lead to believing there are two houses, one on each side. The one you reported about in August and now this one.

Forgive some of us who are a bit confused. Not trying to pile on, we are just trying to understand your neighborhood and if it is two houses on either side or just the "tribe" house as you put it. If you have 2 drug houses in your neighborhood, perhaps using that inheritance to get out of Dodge might be a wiser idea, especially since your neighborhood has become so dangerous your son won't allow your grandchild to stay there, although I understand that staying in your current house may be preferred.

You got lots of good advice back in August. Have you taken advantage of any of it in the past 10 months? Were the issues with this particular neighbor resolved?

https://www.disboards.com/threads/possible-drug-house-next-door.3626082/

 

[Dznypal]

yes that is the same house that you gave me the link too--sorry if my reply was confusing--I'm taking it as people are asking if theres drug houses on either side of us--that answer is no

it just the one side of us--the house is owned by an Indian tribe--sorry if that's not PC but that's who owns it

some or all the people there have been there since OCt--so for the most part a good 6 months

and thanks diskat for the well written post--

 

[Wishing on a star]

Again, she asks if she has any rights or recourse...
That is something that she needs to figure out, maybe with some legal assistance.
Not sure anyone here would know what her best options are.

I would guess, that without a lot of effort, and maybe, yes, some expense... Nothing is going to happen to change the situation.

OP, if the situation with the owners and renters of this one house were to somehow be resolved... or end itself... Do you still see yourself being happy where you are at in this neighborhood, for the longer term?

PS: Not saying this is the case... but if there is any chance that there is Meth being cooked or dealt out of this house... That is the one thing that might get real results. Not sure you could do anything to help facilitate a drug-raid at some point? If you and other neighbors are complaining, and keep complaining... The authorities do have that house on their radar. You, of course, would not be privy to ANY information about what they know or what their plans are.

 

[Wishing on a star]

Robin, I don't even begin to know why you quoted me, when I have not been 'piling on'... And, even stated that I am not going to do that???
But, yes, when somebody puts all of this kind of stuff out-there on a major chat-board, yes people will comment on what they see as 'priorities', and maybe expectations that might not be realistic.

 

[Keli]

Hey OP, I'm really sorry you are going through this, sounds like a nightmare. I'm sure not getting to have your grandkids spend the night is the worst part. I don't know what all you can do but I would set up a security camera(s) on your property that films your house and also everything on the outside of theirs. Then review the footage to see what is going on and when illegal stuff is happening then forward it to the police. That's really all you can do. Hopefully they will decide to clean up their act or move. Either works. It may be that you do have to end up selling your house and moving to an area farther away than you would like to get a price you can afford or some other less desirable alternative but I would try this first.

 

[robinb]

Robin, I don't even begin to know why you quoted me, when I have not been 'piling on'... And, even stated that I am not going to do that???
But, yes, when somebody puts all of this kind of stuff out-there on a major chat-board, yes people will comment on what they see as 'priorities', and maybe expectations that might not be realistic.

Um ... I was agreeing with you.

 

[kaytieeldr]

first we do not live between 2 drug houses--just the one that's owned by a tribe--I don't know where some you got the idea that there were 2 now--one stemming from last year it could have been a friend of mine house that I know for a fact was/is a drug house--shed told me what goes on ther

I get that it's one house. But last year's thread wasn't about a friend, it was about you.

someone mentioned our cruise in a few months and our trip in Jan to Disney--which we have the DVC so hotel is paid--and so are tickets--food and flight were/are cheap--someone mentioned 3 trips--no its only 2 Sept and Jan

You had indicated you're buying APs in January because you're going twice next year.

one sent me a listing for a ranch for 110000 not in a good area

According to the site where I found that listing, Bayside is second in the safest Milwaukee suburbs https://www.niche.com/places-to-live/search/safest-suburbs/m/milwaukee-metro-area/

 

[robinb]

I’m curious, what suburb are you looking at?