I carry 4 disposables, one “real” N95 (masks issued to our daughter who is a pediatrician) and one cloth to cover my precious N95. I wear the disposables most of the time. I change out the disposables pretty often because the masks tend to go limp and clingy in the heat and humidity. I use the N95 + cloth in situations where I want extra protection for myself, usually on the buses and indoor-type rides.