We own one also. My DW bought it for me(us) in July of 1995 for our anniversary. It's on the pathway to CR. I thought I had the paperwork that indicated how long the commitment was for, but all I have is the letter thanking us for the purchase and how to locate the brick. However, if someone would've asked me I would have said 20 years. I know Disney ended the program in July of 2000, I wonder if they sold everything they wanted to, or just stopped?