Disney Visa?

[lilmrsellis]

Is the Disney Visa worth it or should I stick with Chase Freedom? What are the pros and cons of the Disney Visa?

 

[alyssa810]

I have both; I had the Disney Visa first, and I keep it because, well, it's DISNEY!! I've had the Freedom card for a little over a year, and it's become my card of choice. If you're looking to get the most bang for your reward buck, it's a much better choice than the Disney card for the 5% rewards, versus 1% from the Disney card. I used to get 5x rewards on the Disney card some quarters, then it was cut down to only 3x, and now, it's probably been close to 2 years since I got a bonus. IMO, the perks of the Disney card are the shopping discounts you get at the parks, at say, world of Disney (but it's the same discount if you have an AP, which I do). Sometimes there's a card holder pin available...sometimes they have discounted rates...and they have the no interest financing on packages.

All my rewards on all my credit cards go to my Disney fund, so I'd rather get the 5% cash back from the freedom card rather than the 1% back on a Disney rewards card.

The best thing about these two cards is that they don't have annual fees, so get both Use the Disney card for your WOD shopping, and your Freedom card at the places you get 5%!

 

[scard192]

I have the Chase Freedom and the Disney Visa. I used the Disney one for anything that I am only going to get 1% from any rewards credit card. The Chase Freedom I use for the 5% quarterly bonuses. I pay off my credit cards every month and think it's worth it to have both. Freedom lets you get a check for rewards which I do and add to my Disney vacation fund.

 

[loricdietzel]

The advantage of Disney Visa is that it does have some perks and discounts in the parks and on Disney merchandise and that it entitles you to earlier booking for free dining (for example, Disney Visa holders can book today while the offer won't be open to the general public until Thursday.)
Other than that I can't tell you which is necessarily better.