Disney Visa......Is It Worth It?

[Dixiemom]

Been looking for the answer but can't find it. Wondering if it is worth getting one if the offers end up for the general public as well.....would love input as I don't know if there are perks that are strictly for cardholders.

 

[fanoftigger]

We just accepted an offer to get the card.

I only did because we got a $200 Disney gift card after charging $500 in the first 3 months.

We pay it off monthly, do that was worth it to me. We also got no annual fee for the first year.

Although the offer did go to the general public, it was available to cardholders earlier.

There is also a character meet and greet just for cardholders at Epcot (I think that's the correct park).

There are a few other perks as well.


Posted from DISboards.com App for Android

 

[MMS1125]

I liked the special financing when we first got it. We had 6 months no interest to pay off our trip and Disney purchases

 

[tehvalerie]

For us, absolutely, though we didn't get it for the cardholder perks. We got the rewards card (not premier, so no annual fee) right after buying our house in February knowing we had a trip planned for January 2013. We've used it for all our monthly expenses paying it off as we go. Obviously this depends on your personal spending for how much you'll earn in reward dollars, but it's knocked a significant portion of the cost off our next trip.

 

[aaarcher86]

There is also a new Disney debit card through Chase. If you have a current chase checking, you can just order a new Disney debit card for the same checking account.

You get the exact same perks as the Disney Visa credit card, you just won't receive rewards points to turn in. But you'll get the discounts early, you'll get the 10% off at the Disney Store, the special meet N' greet, etc.

The rewards points on the Disney Visa credit card are really nice to use towards our trips. And agreeing with a pp, the 6 months same as cash on the vacation is a great option.

 

[hurt817]

I researched both the Disney Visa & Southwest Airlines Signature Visa by Chase & ended up going with the SW card - I received 50,000 points just for signing up which paid for 3 of my round trip flights! Saved me about $900! Just my 2 cents.

 

[Dixiemom]

Thanks so much everyone! Going to weigh it out with your info

 

[pmaurer74]

I really like it. We use our earnings to buy our park tickets every year and take advantage of the 6 months 0% financing for trips.

 

[snarfblatt]

We got the $200 gift card also and already have $90 in rewards dollars to cash in when we get there next month.
I'm not sure it is right for everyone...like any other card. But we looked at going on a Disney cruise is a year or two... Perfect way to save some money for it!

Darn that Southwest deal would have helped us out too!!

 

[mom2ntbj]

Do the reward dollars expire or can you accumulate them over a long period of time?

 

[vicki_c]

Do the reward dollars expire or can you accumulate them over a long period of time?

They do expire, but they are good in your account for a long time. Maybe 3 years? The cards expire as well so don't get your card until closer to your trip and don't transfer dollars to it until close to your trip as well.

 

[lovesdumbo]

Do the reward dollars expire or can you accumulate them over a long period of time?

I think they are good on your account for 5 years. When you get a rewards card it expires in December of the next year so if you got one today it would expire in December of 2013.

I usually just wait and pick up a rewards card at a guest relations in the park. You just have to call an 800 number to transfer your rewards. That way I don't have to worry about forgetting the card at home.

 

[AmyTL]

Does anyone know if the $200 offer is an annual promotion, perhaps offered in a certain season each year (after Christmas)? From reading posts and online searching, it seems like the $200 gift card was offered in the late winter/spring of 2012?

We're considering getting a Disney Visa and just wondering if we should hold out a bit longer.

Also - hope two questions are allowed (newbie) - can anyone provide details on the cardholder character experiences?

Thanks!
Amy

 

[yooperfan]

Does anyone know if the $200 offer is an annual promotion, perhaps offered in a certain season each year (after Christmas)? From reading posts and online searching, it seems like the $200 gift card was offered in the late winter/spring of 2012?

We're considering getting a Disney Visa and just wondering if we should hold out a bit longer.

Also - hope two questions are allowed (newbie) - can anyone provide details on the cardholder character experiences?

Thanks!
Amy

We received a $200. Disney gift card for applying for the regular Disney visa. There is no annual fee and qualified for the $200 card after first purchase of any size. Offer came snail mail but could apply online and get instant approval.

 

[AmyTL]

We received a $200. Disney gift card for applying for the regular Disney visa. There is no annual fee and qualified for the $200 card after first purchase of any size. Offer came snail mail but could apply online and get instant approval.

Thanks for this info. Did you get the snail mail offer recently? The website currently says $100 gift for Premium Visa and $50 gift card for the regular card.

Thanks in advance for any additional info.

Amy

 

[yooperfan]

Thanks for this info. Did you get the snail mail offer recently? The website currently says $100 gift for Premium Visa and $50 gift card for the regular card.

Thanks in advance for any additional info.

Amy

A couple of months ago. We got quite a few AP's before they upped the offer. I almost threw it away, noticed the $200 offer right as I was dropping it in the trash pile. We received the gift card only a couple of weeks after first purchase. Received 0% interest for 6mo. on the deposit we put on the reward visa for offer we took for our trip in January to Disneyworld also. So far we have saved $600 between the resort pkg visa offer and the gift card for signing up.

 

[pmanko]

I got our Disney Chase Visa a few years back - and we only got a $50 credit toward our bill. Still - $ is $ - but, $200 is crazy good! Makes me want to cancel my card and wait it out for a better offer.
We will use our card for upcoming trip - I cashed in the rewards point onto a gift card, we'll do the character m&g and get the free 5x7, we will probably get our 10% discount on our souvenirs (over $50 purchase), hoping to also take advantage of the Chase louge at the F&W and maybe even save 10% on some resort dining!
I don't use this card for a ton though - mostly because I get better rewards from Discover, AE, or my other Chase Visa's!

 

[yooperfan]

I got our Disney Chase Visa a few years back - and we only got a $50 credit toward our bill. Still - $ is $ - but, $200 is crazy good! Makes me want to cancel my card and wait it out for a better offer.
We will use our card for upcoming trip - I cashed in the rewards point onto a gift card, we'll do the character m&g and get the free 5x7, we will probably get our 10% discount on our souvenirs (over $50 purchase), hoping to also take advantage of the Chase louge at the F&W and maybe even save 10% on some resort dining!
I don't use this card for a ton though - mostly because I get better rewards from Discover, AE, or my other Chase Visa's!

Someone on here posed they got a card and then DH got an offer and they let him get his own card and so they doubled there perk payment.

 

[AmyTL]

A couple of months ago. We got quite a few AP's before they upped the offer. I almost threw it away, noticed the $200 offer right as I was dropping it in the trash pile. We received the gift card only a couple of weeks after first purchase. Received 0% interest for 6mo. on the deposit we put on the reward visa for offer we took for our trip in January to Disneyworld also. So far we have saved $600 between the resort pkg visa offer and the gift card for signing up.

Appreciate your reply!

Amy

 

[momhmmx2]

I researched both the Disney Visa & Southwest Airlines Signature Visa by Chase & ended up going with the SW card - I received 50,000 points just for signing up which paid for 3 of my round trip flights! Saved me about $900! Just my 2 cents.

I have both..got the Disney one for the $100 after first purchase..I only use this card when at Disney...

I got the SWA for the 50K miles (actually both my husband and I did) We were able to get 5RT tickets and still have about 8,000 points left over. We activated the cards paid the yearly fee of I think $69 dollars. After our trip, we plan on canceling these cards..