Disney visa 6 months no interest ?

[CinderellaDreamer]

i just paid in full for our upcoming Disney cruise with my Disney visa. It shows up as no interest until December. I was wondering how it works. Do I have to make a minimum payment on that amount to keep it no interest? Or can that balance just sit until we pay it right before the due date?

Also, do I just subtract that amount from my balance so that I can pay the non interest free portion off? (I make charges each month, but pay my balance off every month; but I don't want to pay the cruise off yet.)

Thanks!

 

[PrincessShmoo]

i just paid in full for our upcoming Disney cruise with my Disney visa. It shows up as no interest until December. I was wondering how it works. Do I have to make a minimum payment on that amount to keep it no interest? Or can that balance just sit until we pay it right before the due date?

Also, do I just subtract that amount from my balance so that I can pay the non interest free portion off? (I make charges each month, but pay my balance off every month; but I don't want to pay the cruise off yet.)

Thanks!

Each charge starts it's own 6 month period. When you make a payment the oldest charges are paid first.

Yes, you can wait until just before end of the six months to pay it. However, there's always a minimum payment on credit card bills.

 

[lanejudy]

I have read reports that if you don't pay at least a minimum amount towards the promo balance, Chase will start to divert part of your regular payment towards the promo balance around month 3 or 4. I haven't had this happen, but I always pay my regular balance plus $25 - $50 extra towards the promo balance each month.

Enjoy your cruise!

 

[Maggie'sMom]

i just paid in full for our upcoming Disney cruise with my Disney visa. It shows up as no interest until December. I was wondering how it works. Do I have to make a minimum payment on that amount to keep it no interest? Or can that balance just sit until we pay it right before the due date?

Also, do I just subtract that amount from my balance so that I can pay the non interest free portion off? (I make charges each month, but pay my balance off every month; but I don't want to pay the cruise off yet.)

Thanks!

You can leave the payment on the cruise up until just before the 6 months ends. To make sure you don't incur interest charges on your other purchases, subtract the cruise balance from the total balance and pay the difference. Any returns you make on items which are purchased with the Disney Visa will decrease the outstanding balance on the 0% interest amount.

 

[CinderellaDreamer]

You can leave the payment on the cruise up until just before the 6 months ends. To make sure you don't incur interest charges on your other purchases, subtract the cruise balance from the total balance and pay the difference. Any returns you make on items which are purchased with the Disney Visa will decrease the outstanding balance on the 0% interest amount.

Well, that's good to know about the returns!

Thanks for the clarification everyone. I appreciate it.