Disney Rewards Visa vs. Debit Card

[Tisha_PA]

I currently have a Disney Rewards Debit Card and have been debating getting the Disney Visa. Other than the 6 months free financing for Disney trips, are there any other differences between the debit card rewards and the credit card rewards?

 

[bumbershoot]

No annual fee for the CC vs the debit. Higher/faster earnings for the CC.

But of course it's a credit card, and if you don't pay it all off, then all earnings are offset by the interest.

 

[Tisha_PA]

Thanks - I usually pay my balances off each month so that shouldn't be a problem. Does anyone know if you earn rewards dollars on your Disney package or is that not possible since you get the 6 months free financing? Trying to figure out the best way to do all of this.

 

[TinkMomma]

You still earn rewards with Disney packages. We always have. Plus the CC offers special events. I remember looking at the debit package wondering which one we should flash for which experience. I think the benefits in park are similar, but don't quote me on that. ;-) I decided no on th debit because of the annual fee and earning less rewards per dollar spent. Good luck with your decision!!

 

[Tisha_PA]

Thanks!