I love going deluxe at the Universal. I think I get more for my money. And it is definitely worth it to stay on-site. One of the benefits for staying on-site is the FOTL access. Anytime of the day, any day of the week and any rides, you get that FOTL. The resorts are walking distance to both parks and to the CityWalk. You even take a taxi boat to the CityWalk and just a quick stroll to both parks.
I've stayed at HRH and especially RPR many many nites that I quicky became a Platinum Loews member. I can get a free upgrade, which I usually get anyways. I always get the waterview with the great view of the parks. Being a Loews member will get you a complimentary welcome goodies. You have a choice of what you want. Since I have kids, it's always cookies (yummmy!) and milk for us. We also gotten a nice basket filled with fruits (my kids love fruits). You can even get a complimentary wines (but I don't drink and the kids surely can't drink). And every morning you get a newspaper of your choice (Wall Street Journal, Orlando Sentinel or Today).
Food- excellent
Service- superb (everyone is always smiling and very friendly and are very helpful)
Room- supur duper clean!!
Pool- fun..fun..fun...
What is great about this resorts is that you can get different kinds of discounts. Wether it be
AAA, Fan Club, Entertainment Card, AP and Florida Residents (I'm almost positive on this one) and also great prices on expedia, hotelkingdom, orbitz.. If the hotel is booked check those websites and you might be surprise on the rates. The discounts depends on the time of the year and how booked they are.
The most "magical" experience for me staying at the Universal properties is that the location is unbeatable and it's almost like seeing the "castle" but you see Incredible Hulk Coaster and the twin ride (Doom's Fall- I think) and those other coasters that you can see from your bed and then watching the fireworks from your bed!! And to top it off... FOTL! Oh by the way... Creme brule..."OUT OF THIS WORLD!!"
Dont' get me wrong...I love Disney and I like staying on Disney property too. But I don't think I would want to spend that kind of money on deluxe, I guess I would if I was rich, but I am not. So I settle for moderate (only if I get a discount) and the value.
I can't seem to just stay on Disney property without hopping over to Universal. Last January we ended up not staying on Disney property, that's how much I love RPR. Then this past April we stayed away from Universal...boy did I missed it...MUCH! So this trip coming up (very soon!) we are doing the split again! But of course I will be staying on Universal longer. We have the 5 days consecutive pass for the price of 2!! And we can hop between 2 parks!! How cool is that?!!
Oh one more thing... another great thing about staying on-site at Universal... WE CAN POOL HOP!! And every friday nite, they show a movie right at the pool!! Really cool! And by the way... when you stay at the RPR, every 6:30 at nite, there's the Hula Dancers and the guy with the fire. Then after that they visit the restaurant at the "Islands" and they dance some more. It's like being at the Luau except it is free!! The girls pool some people from the audience (or watchers) to participate with them. My kids were chosen twice...awesome!!
OK... how do you like my essay?!?!

As much as I love staying on Universal properties...I still love you Mickey!!
Telly
