Disney QS Dining Credit Card Categorization

[catccc]

If I buy QS food at disney, does anyone know if that is classified as a restaurant by credit card companies? If you look at a CC bill, does it show the actual restaurant name, or does it just say something generic like "disney parks?"

Asking because my discover card does 5% cash back at restaurants for the 2nd quarter of the year, which is when we are going to WDW.

I was about to buy giftcards from target to get 5% there, but if it works, using the discover card will achieve the same discount, except with the benefit of only spending exactly what we'd spend on food. (Not having to guess how much in gift cards we should buy from target.)

 

[rcraw45425]

If you are charging back to your room via magic band, you will just have one large charge from WDW, not individual charges. I think in the past when I used my Visa (don't have Discover) and we stayed at Swan without charging my restaurant changes came up WDW, but that was a few years ago. I do know that back when I use a Visa with rewards my WDW charge from room charging would register for the hotel rate of points/cash back.

 

[catccc]

If you are charging back to your room via magic band, you will just have one large charge from WDW, not individual charges. I think in the past when I used my Visa (don't have Discover) and we stayed at Swan without charging my restaurant changes came up WDW, but that was a few years ago. I do know that back when I use a Visa with rewards my WDW charge from room charging would register for the hotel rate of points/cash back.

Good to know. I wonder if one of my cards is doing 5% back on hotels or travel... off to check!

 

[rcraw45425]

For the record, that was a Chase (non Disney) card that gave me rebates (I think it was 5%)