I am sorry you hate southwest so much but I happen to like them and have never had an issue. I only have one other major credit card so it is not like I go around opening cards just for some little perk. It didn't just give me "cheap" airfare...it gave me virtually free roundtrip airfare for 4 people! That is a huge deal! As far as the hotel discount, I have to say you are off the mark on that one. I saved nearly 50% off rack rates for my CSR ressie for 10 nights. Even with the room only discount going on right now it still would have cost over $500 more.
Free dining???? It's not really free! You are paying rack rates for rooms plus you have to buy a 2 day ticket for each person!!!! 4-2 day base tickets ($737) cost almost as much as my 8 day hoppers with warterparks ($880)!!! I priced out a portion of my trip and what I paid vs. What you are suggesting can be done for virtually the same cost:
What I paid:
CSR 10 days with 4-8 day hoppers with waterparks= $1910
Disney "room only" Discount:
CSR 10 days $1533 plus $1587 for tickets=$3120
POP 10 days $949 plus $1587 for tickets=$2536
"Free" Dining for same time frame:
POP 10 days with Quick service dining (we would never want to eat CS everyday for 10 days) costs $2755 almost $850 more than what I am paying...for lesser accommodations and food we wouldn't enjoy.
CSR's "free" dining deal would cost $3583!!!! Almost $1700 more for only 10 days!
I can guarantee we will be spending a lot less that $1700 on food!
I always put a lot of work into making our budget
Disney vacations NOT FEEL like it was done on a budget! We have never stayed at values in the past because I have always been able to get a deal renting DVC points for less than or equal to the cost of values.
Anyway...I'm very proud of and quite content with our amazing deals for this upcoming trip!!!