Disney Chase- Help me to take full advantage please!

[seneedha]

Hey y'all! I have a quick question. I'm a Disney Chase cardholder but admit I still don't know all the ins and outs to take full advantage of its perks. Mainly use it for the early discounted rates and discounts at the Disney stores. Can you please tell me what I'm missing out on? I'd like to maximize the potential Disney rewards that I'm not earning currently in any way possible. Also, if I pay off my ressie with the card, when should I do so in order to have the reward dollars in time to take them on our trip? Thanks so much for any help!

 

[Majesty1919]

The only other benefit that is useful is the 1% rewards. The customer service rep told me that they post the rewards the 15th of every month.

 

[lanejudy]

Your rewards will post to your account on your statement date, which may vary for different people. So to have the rewards available for your trip, you'd want to make final payment prior to the statement date just before your trip. For example -- my statement date is the 21st of the month. If I am traveling on Sept. 6th, I would need to make my final payment before Aug. 21st for the rewards to post. If I am traveling at the end of Sept (say Sept. 25th), I could wait to make final payment on Sept. 21st. Now, of course, payment deadlines would trump -- so you need to make payment by the 45-day mark on a WDW package, etc.

As for taking full advantage and earning more rewards -- just start using the Disney Visa for other purchases. If you have the Premium Card, you'll get 2% rewards on gas, grocery, and restaurant charges as well as Disney; everything else is 1% rewards. Some people put ALL expenses on their credit card to rack up the points, including utilities, tuition payments, and anything that allows you to pay via credit card.

 

[CluelessDisFan]

Hey y'all! I have a quick question. I'm a Disney Chase cardholder but admit I still don't know all the ins and outs to take full advantage of its perks. Mainly use it for the early discounted rates and discounts at the Disney stores. Can you please tell me what I'm missing out on? I'd like to maximize the potential Disney rewards that I'm not earning currently in any way possible. Also, if I pay off my ressie with the card, when should I do so in order to have the reward dollars in time to take them on our trip? Thanks so much for any help!

I like to use the 6mo 0% interest. If you pay off 45 days before your trip you'll maximize your 6 month 0%, as well as, be able to cash in your dream rewards. It should post in time to use them, just call right away when they post to get the Dreams reward card in time for your trip. Doesn't hurt to remind the CM that your trip is coming up in x amount of days either. Also save the Dreams reward card to refuel down the road without having to wait for the mail.

 

[DJFan88]

Plus there is the 10 percent discount if paying out of pocket at some disney restaurants

 

[mrp4352]

I try to pay for everything with it - and if I know I'm going to make a big ($100+) purchase somewhere that's only 1%, I try to swing by Kroger before hand to buy a gift card to use on the purchase, so I get the grocery store 2% instead of the regular 1%.