Direct Purchase Payment Change

Steelers0854

DIS Veteran
Joined
May 29, 2016
Messages
554
FYI, last year We bought at the poly and spread our initial payment over 60 days. But we bought again today and our guide said they recently made changes and they want all payments no more than 45 days out from today. And in order to do anything more than 15 days out you had to put at minimum 20% down. YMMV, but I think k our guide is very good and I have no reason not to believe him.
 

FYI, last year We bought at the poly and spread our initial payment over 60 days. But we bought again today and our guide said they recently made changes and they want all payments no more than 45 days out from today. And in order to do anything more than 15 days out you had to put at minimum 20% down. YMMV, but I think k our guide is very good and I have no reason not to believe him.
We found asking makes a difference (well, we only asked one time). Might want to reconnect and ask if it was possible to put down less with a concrete number.
 
We found asking makes a difference (well, we only asked one time). Might want to reconnect and ask if it was possible to put down less with a concrete number.
It was no big deal for us. We actually planned on putting down much more than this anyway. But I know some folks like to spread even over 90 days and that appears a thing of DVC history.
 
We did a small add on in October over 60 days... It has been clear for a while that DVC was never fond of the extended payments, even though they did allow them...

I assume it's only a matter of time before it goes to "sign on the dotted line and pay now"...

It's a shame, because, for me at least, making the purchases over a couple of statements made it seem more palatable for direct vs. resale
 
Theyre going to lose people if they keep lowering the time to pay. We needed two months to do it comfortably.

Them telling you that you have to pay 20% after 15 days is the red flag to me, why the incentives chart then show 10% down and no mention of this 15 days, that seems like a sales tactic to me.
 
And in order to do anything more than 15 days out you had to put at minimum 20% down.
I purchased just like 3 weeks ago and only did an initial deposit of $5000 (less than 20%) and further payment after the Feb 10th new incentive. Maybe in the last couple weeks they changed things, but if anyone is buying, question your guide if that is true.
 











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