No. Considering that the dues for the year are not really due until mid January timeframe of next year. There is no late date until then. I would say that some months the payment is debited the 15th and some months it may be the 16th or the 17th. It depends what day of the week the 15th falls on and my banks schedule. The way that I look at it
DVC gets there money and my dues are paid. Now if you are really talking about your mortgage payment then that could be a different situation. Our DVC is paid for so we are only debiting our dues with the monthly deduction.