We have both. AP we have for the numerous trip we take (average 12-15 days a year). We buy the TIW card as well because of the fact it gives 20% off meals and alcoholic drinks almost everywhere. Where as the AP discount does not include any alcoholic beverages. Go to Allears.net, look up 2017 comparison of dining discounts. You can look up the places you generally dine and you can decide which is best.