So sorry about your kitty! I hope he comes home!
It sounds like you've had a long week. We have too.
As far as the trip insurance, we didn't get it and my
travel agent told me that if we cancelled (because we talked about it) 6-45 days out we'd lose $100 and less than 6 days out we'd lose $200. If we wanted to reschedule 45 or less days out it was a $50 change fee. Maybe she was wrong, but that's what she told me. I couldn't think of a reason to get trip insurance. I remember when I worked at Disney the trip insurance covered your bags and your flight and if you got sick at Disney too, but we didn't need any of those things. So I'm not much help I guess.
Okay, I really do have to go to bed now. We've got to help at church tomorrow. Hope you all had a good Saturday. Mine was depressing (Florida lost in the last 90 seconds if you didn't know).

ANYWAY...night!