Debt Dumpers 2026

[EilonwyWanderer]

I'm alive! But so cold.

Financial

1. The 0 APR credit card was a bad idea! We didn't save any money--I guess except in what we saved in interest? Anyway, that promo ends on March 2nd and I'm going to pay it off on the 20th of this month. Yay, I guess.
2. That will leave us with the Big Credit Card which we've been doing a not so bad job of not spending a ton on! But it's still got a huge balance. I did out the math and while these things always look good on paper, I THINK we can ACTUALLY FOR REAL get this under control by next fall.
3. Stop eating out. Doing pretty good with this! Do we still eat out? Yes. But we do it a LOT less!

Health, Fitness & Self Care

1. Who has two thumbs and is on Zepbound? Me! I was on Wegovy but I had horrible, horrible side effects to the point where it was just not worth it. Took a break, gained back all the weight (boo) and now this one has a more painful shot, but slightly less side effects so we'll see. Already down 15 pounds since December and I have NOT been doing any exercise (we'll get to that).
2. Cook more at home. We're doing pretty well with this so long as we go to the grocery store on Sundays--going to the store is the real dealbreaker with this. But planning menus with the kids is pretty fun!
3. It is TOO COLD TO DO ANYTHING! There's no walking anywhere but inside since there's SO MUCH SNOW and we haven't been above freezing in like a month. So many ice dams.

Home/Projects

1. I painted the dining room! yay! I'm not sure I like it but promised my husband I wouldn't repaint it for at least a year.
2. Still need to do the board and batten thing, but I bought the wood! And the nailgun I'm afraid of! I'm working myself up to it.
3. Get a plumber for the leak under the sink. I cannot do this myself.
4. Replace/fix screens on the windows. I can probably do this myself. Maybe.