Debt Dumpers 2026

[Mackenzie Click-Mickelson]

As I shared earlier this month, we did buy a new car. First payment goes out on February 9. She is fun but that payment hurts after not having one for several years Paying $60 extra toward the principal and hope the increase that amount as time goes on.

The lease on my husband's car (which is technically meant for both of us but I never drive it) runs out in August of this year but we have always assumed we'll extend it for 6 months that the dealership allowed for. We only got a leased car because my husband was in an accident in 2023 that totaled his 2010 car (long since paid off) and the interest rates at that time made no sense to buy another car vs lease. I'm not exactly looking forward to potentially looking at a car again. My car is an old beater of a car.

Did you find the interest rates decently favorable for you? Not asking you to disclose the rate but just how you felt about it.