This looks like a great little calculator, but in reality, it misses a lot.Have you played with this tool yet? It's not quite as accurate as going through the menus & estimating what you'd order & how much it would cost, but it's a lot easier to use. If you decide to stick with the regular dining plan, it also recommends which restaurants to pay OOP for:
http://www.distripplanner.com/
When is it worth it?
Staying at a moderate. Already have 3 signature dining venues for dinner so figure we will pay for a few nights dinner at lower $$ to save them for the signatures. But maybe we should upgrade?
Any tips appreciated.
Sorry, but you have to do the math for yourself. Having Signatures for most dinners is fine, but you still need to eat Table Service breakfast & lunch (with Characters to really benefit $$) to make the math work in your favor.....even with Signatures for dinner. I just did the math for my family because we are considering a few Character meals more than typical for us and we always do a few Signatures too. Once I factor in tax + gratuity for DxDP, the added value becomes tenuous - unless I am willing to make both Character + Signature reservations each day....or enjoy room service....in addition to eating snacks and a Qwik Service to get the math to work. This is a large amount of food (or expense to see Characters or do Dinner Packages), but the math does work. And if you drink a few mugs of soda pop and coffee each day, the savings can be a bit more substantial. The math does not work for the way my family dines at Disney, but it might work for you and your family.
Just as an aside, the tax is included in the credit. You don't pay that separately. Just gratuity.
Thank you. I understand. $250/day for 2 adult + 1 child $17 - tax on $250 $38 - gratuity (low estimate) ------- $305/day using DxDP. versus OOP Budget: Breakfast (room service for 2x)- $45 Lunch (Table Service or QS) - $55 Dinner (Signature) - $180 Snacks - (6x$4) - $25 ------- $305/day OOP The only way I can get the math to work is to change my current Breakfast/Lunch OOP into a Character or Signature experience. We would never eat so much, nor see that many Characters/Princesses in one trip. Miss one meal or a few snacks on DxDP and then entire monetary savings can be lost. On the other hand, paying OOP means not being compelled eat a meal simply to get what you paid for. But if you and your family can enjoy having all those ADR's, then DxDP can save you money. Character Breakfast (for 3) - $110 Char/Sig Lunch (for 3) - $125 Signature Dinner - $180 Snacks - $25 + Gratuity - $75 (18% of $110+$125+$180) --------------- Cost of $340/day for $515 of value.
We always get it by upgrading a dining discount, so we end up saving a bunch since we do a lot of,character meals. I don't think I could make it work if I was paying full price.
Once a family is planning on enjoying enough Character Meals and/or Signatures, then the financial math can certainly work for enrolling in the DxDP. But when asked by others for our opinions, I always let them know that the Disney Dining Plans can offer some saving to some families, but it is not going to save every family money just for signing on.....like it should be. My family is a classic example of what Disney does wrong. We'd spend a bit extra for dining (at Character Meals more often) and prepay for a Dining Plan if the saving to us were a slam-dunk. But as I've mentioned, it takes work for me to get the math to reconcile for the way we dine at Disney. So then what do we do? Since we're not using Disney Dining Plan, we now avoid Disney dining. We go to Swan & Dolphin establishments because, quite frankly, we get a far better deal (and better food). Not only do they take TiW at Swan & Dolphin Signatures, but these places also have a rewards program that pays back over 16% after spending $1,200.....and a bit more if you charge it to a Starwood American Express. And an added bonus for us - since Swan & Dolphin do not charge a fee for their Camp Dolphin for people who purchase on entree at their Signatures, I will gladly take a cab to eat here. The out-of-pocket for taking a cab and having free childcare is a better deal than Disney charging $15/hr for their Camps. Here's what I'm saying - I would gladly give Disney my prepaid dining budget if I knew it was going to save money. But if I cannot save money, then I am going to see how I can. In our case, avoiding Disney Dining is the best way to save money and eat well while at Disney. This would likely remain true even of we did not have a TiW discount.