Well, you're just as pleasant as Dave with all those warm thoughts. I thought about
DVC as well, but need to have a bit more than that. I know we read stories about people who lose all their lottery winnings. Whatever that number comes to, my plan was to invest enough in mutual funds and/or municipal bonds and live off the interest there, enough in the bank, and then buy a nice house after that, with property taxes comfortable paid from my interest earnings.
By the way, when it comes to FDIC, it's up to $250,000 insured. I think that is per individual at one bank. But, is it $250K at each bank? Because if I can get that guarenteed at each bank (and double with spouse), I am putting my money in the too big to fail banks so I can get a bailout as well.
If I worked this hard everyday, then ......