DCL travel insurance?

This- a good bit of the cruise has been paid in Disney gift cards. Would I be better off with Disney insurance since I used gift cards? Would I get more resistance in another company paying out with me, since I used gifts cards for the cruise?
If you have paid/will pay in gift cards it is always best to specifically ask before buying insurance. It seems some can be challenging to get reimbursed if you don’t have the receipts from purchasing the gift cards.

And be aware that any reimbursement from DCL will go back to the gift cards so don’t throw them away!
 
If you have paid/will pay in gift cards it is always best to specifically ask before buying insurance. It seems some can be challenging to get reimbursed if you don’t have the receipts from purchasing the gift cards.

And be aware that any reimbursement from DCL will go back to the gift cards so don’t throw them away!
Right. I know to keep hold of the gift cards and place no more than $1,000 on each.
 

Elaine mentioned on the recent Disney Cruise Line Show that with DCL insurance, you need to add it before 80% of the cruise is paid off. I didn't know that. I think I have that correct, right? If not, please correct me.
 
FROM AARP:

Medicare doesn’t pay for medical services outside the United States or its territories, except in very limited circumstances, including if:

  • You experience a medical emergency while traveling between Alaska and another state and a Canadian hospital is closest to your location.
  • You face a medical emergency while you’re in the United States or one of its territories, but the nearest hospital is across the border, for example in Canada or Mexico.
  • You live in the United States or one of its territories and need hospital care, regardless of whether it’s an emergency, but the nearest hospital is in a foreign country.
  • You need medical attention and you’re on a ship within six hours of a U.S. port.



Medicare covers all 50 states and the District of Columbia as well as U.S. territories American Samoa, Guam, the Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands.
 



GET UP TO A $1000 SHIPBOARD CREDIT AND AN EXCLUSIVE GIFT!

If you make your Disney Cruise Line reservation with Dreams Unlimited Travel you’ll receive these incredible shipboard credits to spend on your cruise!







DIS Facebook DIS youtube DIS Instagram DIS Pinterest DIS Tiktok DIS Twitter DIS Bluesky

Back
Top Bottom