Current UY + borrow + one time use question

CWTC

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Hi all -

We are trying to figure out if something is possible.

Right now we have a Sat->Sun booked 12/2022 at BLT (using all our banked 2021 BLT points plus some of our 2022 BLT points). We want to shift part of that trip to a Poly Bungalow at month 7. We want to book using primarily BLT points and pull the least amount possible from our other contracts (we have enough to do it but want to save our VGF and BCV points for those resorts). The borrowing restriction is obviously a barrier because if we were allowed to use all of our 2023 points we'd be set. Once the 7 month mark arrives, can we use 100% BLT 2021 + 100% BLT 2022+ 50% BLT 2023 + buy 24 one time use points + then use our "left over" VGF 2022 points? Or is there a limit on % borrowing in combination with one time use points?

thanks in advance!!
 
No limit on how you do it, as long as it falls within the rules. So, your plan to use banked 2021, 2022, borrow 50% of 2023, buy 24 OTU points and then finish up with VGF points should work without an issue!!

To accomplish it, I think you will have to call because it won't let you borrow BLT points while the VGF contract is checked to use when doing it online. You have to call for OTU points anyway, so it would not be a huge deal.

There would be a way to try to do it online, but it takes a few steps. However, with the bungalow, you will probably be okay waiting to call in right at 9 am.
 
There would be a way to try to do it online, but it takes a few steps. However, with the bungalow, you will probably be okay waiting to call in right at 9 am.
We were assuming we’d need to call in as well. That said is there an online method that would let us get the room and then call in at 9am to buy the OTU points (and “rebalance” the point usage the way we want it) without borrowing points we don’t want to use?

thank you!!!
 
What you could do to stop from having to call on the morning of the 7 month window is make a fake reservation beforehand using borrowed BLT points and buying the OTU points. You would want it at least 31 days out so you can cancel it without holding...you just need the fake trip to be in the same UY as your December trip (you didn't mention which UY you have).

Once you book it, you cancel it...the borrowed points are returned to your account as will the OTU points. You can modify the current BLT trip and pull in the borrowed BLT points, which will free up the current UY BLT points.

Now that the borrowed points are in the current trip, when you go online at 8 am the morning of the 7 month window, you will check the OTU point contract, the BLT contract, and then put the VGF contract 3rd.

This way, the system uses OTU points, the borrowed BLT points, the BLT points (banked and current UY) and then finishes up with the VGF points.
 

This way, the system uses OTU points, the borrowed BLT points, the BLT points (banked and current UY) and then finishes up with the VGF points.
The only possible problem with this plan is if you also have banked VGF points to be used. I believe it would use those points before OTUP no matter which order they’re checked… but I’m not positive. They’re not listed in the “how we take your points” but always seem equal to transferred points, so my assumption would be:

Holding > Banked > Borrowed > Transferred & OTUP > Annual Allotment

Do you know for sure one way or the other, @Sandisw?
 
The only possible problem with this plan is if you also have banked VGF points to be used. I believe it would use those points before OTUP no matter which order they’re checked… but I’m not positive. They’re not listed in the “how we take your points” but always seem equal to transferred points, so my assumption would be:

Holding > Banked > Borrowed > Transferred & OTUP > Annual Allotment

Do you know for sure one way or the other, @Sandisw?

Banked points would be used before OTU points. They would actually be used before current BLT points.

I was thinking that the VGF points were regular points so good catch.

The system will always use banked and borrowed points in your account for any contract that needs to be used in some form.
 
Thanks you all! The leftover VGF points are current UY so not banked or borrowed. We want the banked BLT to be pulled first, then current BLT, then we want to borrow 100 BLT, then use 24 OTUP, and then use current year VGF for the rest. We want to keep BCV out of it - no banked or borrowed points. We don’t want to borrow any VGF points.

our current 12/22 BLT booking is using all banked and some current points. Our current 5/22 VGF is using banked and some current points. 2022 is our year off BCV.

the bungalows should have decent availability right? If we call at 9am on month 7?

part of me is worried we will somehow mess up the fake booking but I also don’t want to miss out on a bungalow.
 
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Thanks you all! The leftover VGF points are current UY so not banked or borrowed.

the bungalows should have decent availability right? If we call at 9am on month 7?

part of me is worried we will somehow mess up the fake booking but I also don’t want to miss out on a bungalow.

Just monitor it as we get closer to the window. That’s what I do when I want to potentially change rooms and wondering how easy or hard it will be!
 



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