PrincessPinball
Earning My Ears
- Joined
- Sep 21, 2019
My family is booked on a late November cruise on the Fantasy. We booked through Costco with a placeholder.
We are undecided whether or not we should cancel. IF we do, how are refunds handled?
It is my understanding that funds are refunded to your credit card. While we did pay for the cruise with our credit card - Our credit card has a 4K limit and I keep it paid off.
Our refund would be roughly 10k.
It is my understanding that credit card refunds to a card with a 0 balance remain on the card as a balance credit.
I don’t want a 10k balance credit on my card. I don’t even know if that is possible with the 4K cap. I’d rather have that money back in savings.
Has anyone else dealt with this? Would Disney cut a check? Help!
We are undecided whether or not we should cancel. IF we do, how are refunds handled?
It is my understanding that funds are refunded to your credit card. While we did pay for the cruise with our credit card - Our credit card has a 4K limit and I keep it paid off.
Our refund would be roughly 10k.
It is my understanding that credit card refunds to a card with a 0 balance remain on the card as a balance credit.
I don’t want a 10k balance credit on my card. I don’t even know if that is possible with the 4K cap. I’d rather have that money back in savings.
Has anyone else dealt with this? Would Disney cut a check? Help!