Can someone tell me how this works? We're a family of 5 and would need a category 4 (family suite). If we used all points it would be 813 points. We have enough points to do half of that. If I get a cash quote for the cruise from DisneyCruiseLine.com the cost is $5800. If I book this through MS will it be approx. 406 points and $2900 cash? Does MS get a better cash rate on the cruise? Just wondering on a Sunday morning in Kansas City. In advance, THANKS for your help!



