We were not trying to use child credits for adult food. I only paid $10.00 for her and felt even that was a value for TS, CS and snack. I am pointing out from my experience that the cashiers at the Studio back lot, Pinocchio's Village Haus, Pecos Bills, American Adventure?, and Cosmic Rays all told me prior to ordering that the child credit must be used for a child's meal. Whether Disney differentiates between the two in their computer system does not matter when the person you are ordering from will not let it go through. So in that respect the credits are not useable for adult dining. As far as paying OP for the child and using her credit to pay for adult food, not what I purchased the plan for. We had more than enough food when using the plan in the spirit for which it was intended.