Disney resorts do not require a cc for incidentals. You only have to leave a cc on file if you want room charging privileges. The cc will be swiped to make sure it's a good card, but no amount will be held against it at that time. Once the charge limit is reached ($1500 at deluxe resorts), your cc will automatically be charged for the total amount and then your KTTW card resets for further charging. If you want room charging but want to pay the charges a different way other than with the cc on file (cash, gift cards, etc), you can request a print out as often as you like and pay those charges anyway you want without it hitting your cc (as long as that's done prior to reaching the $1500 limit). HTH

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