We're in a similar situation to some PPs. We both work, have two kids--1 school age & 1 toddler--but would still like to save money. I have couponed to some degree since I've been out on my own. But I have gotten more involved recently. Here's what I am doing:
1. We only get the Sunday paper (we used to get it all week but half the time it wasn't being read so I stopped it for awhile). This is cheaper than going to the store and buying it every week and I easily get the money back in coupons for products I buy already.
2. I recently ordered All You magazine. I also signed up on the website. Not only are there a lot of coupons in there but their website has a daily freebie. I don't always try for the freebie but frequently this puts you on lists to get coupons from manufacturers since All You is just passing the info along and you follow the link to get the freebie. This site is free to subscribe to.
3. I also have signed up for Red Plum. com. They're one of the companies that publish the Sunday paper coupons. They also have coupons on their website not available in the paper. The site is free. For the pp who discussed the cost of printing, anyone can reduce their printing costs by printing in Draft mode. I only choose the coupons I will actually use so I don't print excess.
4. I usually take coupons to work and cut them on break or during downtime. Sometimes one of my assignments leaves me waiting on people to show up and I have to stay in a specified area so coupons are easy to clip there. I do occasionally spend an hour or so once every two weeks to go through and see what I have--usually the day before or the day of my big shopping trip.
5. I do most of my shopping at Wal-mart because of time and convenience but I do check the grocery ads for the really good deals. Last week, I made an extra trip to Ingles and stocked up on things that I already use because of triple coupons. I have an idea of what prices are at
Walmart and based what I bought at Ingles on whether it would be more cost effective then or not. In total I saved $40 which was about 40% of the total bill. I live within 1 mile of 2 different grocery stores (Ingles is less than 5 miles) and two drug stores. So I do not go out of my way to shop at a grocery store vs anywhere else. I have been hitting Food City for milk because their store brand is cheaper than Mayfield and it's buy 5 get your 6th gallon free. I go to Food City anyway because I don't really care for Walmart's meat and it's seldom cheaper than what's on sale at the grocery stores.
6. I tried the CVS thing but overall that one was more hassle to me than it was worth. Someone explained that you buy the first time then use the reward dollars to buy on the next trip....too much time for stuff that really isn't cheaper than walmart until you've built up enough for free. And I stopped wearing cosmetics about 10 years ago and a lot of the reward buck deals seem to involve cosmetics.
7. The major fundraiser for our school system is a coupon book. It's for local merchants, restaurants and entertainment. It's sold once a year for $10 and many of the restaurant coupons are for $5 off $XX purchase. Since when we out, we easily meet the minimum purchase for the $5 off, I easily get the $10 back. Plus it helps the schools. I just go through the book at when I get it and then take the remaining coupons to work and let others go through them. Several co-workers know that we like certain places and will give me their coupon if they're not going to use it.
All of it sounds more complicated than it really is. I probably average about 1 hour per week that is really coupon related because so much of it is being done as I do other things like checking email or reading the Sunday paper. I also finally purchased a coupon organizer--very small, less than $5 at walmart, in the office supply department. I keep it my purse and also stick sale ads and things that come in the mail in my purse so I don't have to hunt them down I go shopping. It also means I can stop when I've got a minute and near somewhere and don't have to make an extra trip. I have noticed that my overall grocery bill has been coming down.
Like several PPs have said, you just have to do what's best for you.