Just checking to see if I figured this right! Bought 150 pts with a Sept use year in 2000. 75 went to Magical Beginnings. Made a reservation for July '01 using 110 pts (75 plus borrowed 35 from 2001) Now.....if we had to cancel..if it was before May, the 75 would go back into our account and the 35 we would have to use before Sept 1st???

