tx911
Deliberately Obtuse
- Joined
- Jul 28, 2023
- Messages
- 1,984
I've been borrowing like crazy too.Pretty much. This time last year is when I purchased the direct contract and I didn't have any planned use for the 2023 points so I did MB. In retrospect, I wish I had banked those into my 2024 UY.
We have a trip planned for December 2024 and booked that exactly at the 11 month mark, and then somewhat last minute planned a trip a few months back over MDW (2024). That's resulted in me borrowing from my 2025 points which isn't a huge deal, but I think I'll be in a borrow cycle now unless we change the number of trips we take or the type of rooms we book.
But, I must avoid the dreaded "year without a Disney trip" at all costs. If that takes buying a new contract, so be it
