Contract Comparison Analysis

[hayesdvc]

Over the years there have been several tools or recommendations of tools posted on this site to plug in different contract details to come up with a true cost.

Which one did you use?

 

[com_op_2000]

Didn't use one.
Knew where we wanted our points at, knew what we would pay, and paid within $1 per point for all my points bought in '93, '98, & '11.

 

[aoconnor]

The simple formula is price per point divided by years remaining plus maintenance fee.

BLT Example: $110 / 42 years = $2.61 + $5.62 = $8.23 per point

BCV Example: $115 / 24 years = $4.79 + $6.27 = $11.06 per point

As far as adjusting for whether a contract is stripped or loaded, +/- $13 per point IMO since that's about what they're worth in the rental market.

 

[supersnoop]

As far as adjusting for whether a contract is stripped or loaded, +/- $13 per point IMO since that's about what they're worth in the rental market.

That’s the formula I use to compare “value” between resorts and evaluate the “best deal” at any one resort. For stripped versus loaded, you just adjust the year to reflect how many years worth of points you’re getting. If you’re not paying the maintenance fees on those points, you’d just need to adjust that amount out of the equation.