We have a DVC center at a mall near us (we live in Chicago), but I've been waiting for the magic AT Disney!

I believe in doors opening/closing for a reason, so if the time is right, I think we'll know. It's not something I'm stressing much about, so it's nice to have several months to just mull over things and shop around!
If we buy in June, we do plan on getting a smaller amount of points and then adding on later. That way as the kids grow, we can get a 2 bedroom villa. Right now it does seem like a waste when 4 of us are sleeping in a queen sized bed most nights anyway!
My dh and I were crunching numbers tonight and we figured that banking 2 years of points to use at SSR (we will PROBABLY choose that one) during the summer comes out to only a TEENSY bit cheaper than staying at POR every two years. This is when we are paying the yearly fee only, of course. So that gave us a little more to think about. If we buy in, it won't be about saving money, it will more be about the experience and emotions that go with it. Which is a HUGE factor! Plus the laundry, extra space, kitchen, etc. is a NICE perk! And yes, I do understand that a DVC property is deluxe, whereas POR is moderate...my point being if we don't MIND the moderate, it may not be worth the extra cost. Lots to think about. It will probably come down to the tour, our stay at POR, and checking out the other DVC properties in June.