I'm very new to looking into purchasing
DVC and feeling confused. Apparently all you can buy as your home resort is the poly or Aulani. Ideally I think I would love to buy into Wilderness Lodge if the rumors are true and they open that back up. But my question is more of math. Say I buy 100 points but my trip is like 127. What do I do for those 27 points without borrowing from my next year?
I see lots of rental stuff on here, would it be just a matter of renting 27 points and those would then be available for me to use to make my reservation? I assume there's some sort of system that tracks how many points I have and id assume I cannot make a reservation without the entire 127 points in my account.
I hope I'm making a little sense and someone can answer my question
Based on what you say, you have 2 options:
1. Buy a contract at the Villas at Wilderness Lodge (and everyone on here will strongly encourage you to do so on the resale market. You will pay about 90$ per point, as opposed to the 160 from Disney). Either way, your contract will expire in 2042.
2. Wait for a year or two and but the new wilderness lodge offering directly from Disney.
a. This is likely to be about 180$ (give or take) per point when it goes on sale.
b. The general consensus is that the rooms will be more 'point expensive' in the new addition (I would look at home many points it is at the current VWL, and look at the same at the Grand Floridian - and figure in the middle....at least.
c. Your contract will be good for 50 years, 2067 or 2068 or so.
If you feel you need 127 points, I would buy 140-150. And I would do so on the resale market. there you have to take what you can get, which means probably 150. Buying direct you can specifically state 140.
DO NOT BUY 100!!!!!
If you make up the additional needed by use of the rental marketplaces, you will pay 16$ per point. In 6 years, that is 96$...more than you would have paid to bought the points outright today.
You can buy 24 one time UY points per year. But this can only be done at the 7 month mark. The reason to buy VWL is to benefit from the 11 month booking window. If you have to buy 1 time UY points, and hold off until the 7 month mark to make the reservation, you negate that advantage. In this case, you would be better off buying Saratoga Springs points, and using those to book at 7 months(at Wilderness, if available) they are cheaper than WL on the resale market, and have lower maintenance fees.
You could also buy 100 resale, and add on 50 in a year or two.
All in all, if you are perpetually needing points, it is best/easiest to borrow. Then realize you need more points like the rest of us, and feed add-on-itis.
As an aside, realize that Disney can change how many points a room costs per night at any time. So if you need 127 for a week, they could change it. They could add a point per night, or subtract one. I doubt VWL will get a reallocation, but it is possible. Also realize that Disney can not change the total number of points constituting the resort - meaning that to raise a studio one point per night, they have to lower a another accommodation to get those points...they cant just go adding at will.
It seems as though you were looking to buy Direct. 100 points direct would be 16K (or is it 16.5???)...either way, you can get 150 points resale for less than that, and you do not have to worry about your 27 point deficit.
Bill
