The average fee to the vender runs 2%, of which Visa & the Brand usually split,but that all depends on their negotiations. If the Disney card pays a 5% rebate on all purchases similar to the GM card, then they basically would be 4 points in the hole if you pay no interest. I'm just eager to know the details of the new program. I'm a little surprised we're not seeing details of this "Coming Event" in the media.