I would consider receiving a transfer for all of them. I am a BWV member and planning a big family trip in June 2017 -- if they are Feb. 2016 points, I'd be able to bank for use in June 2017, right? If so, I just need to calculate my total needs to see whether 350 (plus my points) is enough for my family trip or whether I need to look for a transfer of more points given the 1 transfer per UY rule.