Citi Dividend 5% - too good to last

[georgina]

Got a letter today from Citi - as of Oct 13, only 2% cash back at grocery stores, drugstores, and gas stations. They are adding convenience stores and utilities to the 2% list, and keeping the reward limit at $300 a year.

 

[cseca]

bummer!
I used that as my primary card.
I might have to search for a different card now... darn!

 

[disneychrista]

haven't gotten that letter yet. But 2% is still better then 1%. I will switch my auto payments (electricity, cable, phone etc) to my Citi card if I can get an extra 1%.

 

[DiznEeyore]

Awww, man! That stinks! I can't even change my gas/electric to it 'cuz they only take Visa (go figure!).

 

[trvlnut]

I just received my card in the mail this week. I may have to cancel and look for another card. I haven't received the letter yet either.

 

[georgina]

If they are like Chase, maybe you won't all get the same letter. But DH and I both did get them today, as we each have an account. Yes, 2% is still better than 1%, but they spoiled me for the last 2 years.

 

[PolyHereWeCome]

Yup, got the letters today (we have 2 accounts because we go over the $300/yr. limit). Will be shopping around to see if any of the other 5% cards are still offering that -- fear they, too, will go back down to 1-2% because the competition has done so.

Believe our letters said they were switching over in October, so that'll give me enough time to earn $50+ rewards on one and then close it out. Think it's important for them to see an immediate response to their change.

 

[Golf4food]

Dagnabit, I just got our reward card last week! The 5% is the only reason I got it. If they drop it so much, I will probably just cancel our account as soon as we reach $50.

Now where am I supposed to get free Disney souvenier money?!??

 

[LoveBWVVBR]

We are gettin 5% for a year on grocery, gas and pharmacy with the Citi Diamond Rewards Mastercard. I don't think that it's capped at $300 worth of rewards, either, because I'm pretty sure we've already exceeded that. We'll cancel the card at the end of the year unless they extend the 5% promo. This card might be an alternative if you don't mind only getting a 1 year extension of the 5%.

 

[kfeuer]

I haven't gotten any letter yet, I hope I don't. However, right now I'm using the Chase 5% card that's similar that gives cash back so I have a good back up.

When I think about it, I have to say I love the thought of getting 2% back on utilities. My gas and electric are combined on one bill and they take credit cards, so that would be nice.

 

[PolyHereWeCome]

I haven't gotten any letter yet, I hope I don't. However, right now I'm using the Chase 5% card that's similar that gives cash back so I have a good back up.

When I think about it, I have to say I love the thought of getting 2% back on utilities. My gas and electric are combined on one bill and they take credit cards, so that would be nice.

What's the name of the Chase card?

 

[kfeuer]

What's the name of the Chase card?

It doesn't have a name that I know of, but it's advertised all the time in the Sunday coupon inserts. However, I think the 5% is limited to the first year now and some people have reported getting letters saying that they were doing away with it (although I have not received that letter). Be sure to read the fine print. With the rising prices of gas and food I don't expect this deal to last forever, but I'm going to ride it for all it's worth in the meantime!

 

[georgina]

We do have the Citi Diamond rewards too and it is limited to $750 in rewards a year (not checks, but GC like Amazon.com, etc) I think I have had that since last Oct or Nov too, so don't have much 5% time left on that (it was only for 1 year). Although they did give me a special promo this summer for 5% on hotels and restaurants, so I charged my whole Disney trip on that and got a lot back.

The Chase rewards card (yes I have that too except it is maxed out since they gave me 0% interest for 15 months) is still advertised in the coupon section of the Sunday paper - it is blue and says Chase Cash rewards or something similar. I will have to double check my terms to see how long they were giving the 5% back for. I don't think I got a letter about that one, but I won't pay it off until December so I can't use it yet.

 

[Operamom]

My husband uses the Citicard and I the Chase That way we don't hit a $300 limit either way. And we thought we were being so smart. Hope I don't get anything in the mail.

 

[hmgolden]

Has anyone else NOT gotten the letter that says the rewards are going down to 2% starting Oct 13? I haven't, and with Oct 13th quickly approaching, I'm curious. I keep meaning to call Citi, but I haven't gotten a chance.

 

[DiznEeyore]

Has anyone else NOT gotten the letter that says the rewards are going down to 2% starting Oct 13? I haven't, and with Oct 13th quickly approaching, I'm curious. I keep meaning to call Citi, but I haven't gotten a chance.

I rec'd mine about a week and a half ago.

 

[SUSIEQ]

Has anyone else NOT gotten the letter that says the rewards are going down to 2% starting Oct 13? I haven't, and with Oct 13th quickly approaching, I'm curious. I keep meaning to call Citi, but I haven't gotten a chance.

I have NOT received the letter.

 

[kaddjr]

DH and I have this card and haven't received anything yet.

 

[trvlnut]

I haven't. I've only had the card for about 1.5 months.