Check Your Chase Statements

[ctinct]

I always check and pay my statements online. I knew it would be posted today, so I checked, and noticed the due date was moved up by quite a few days. I went back and checked my last six statements---they all closed on the seventh and showed up online on the eighth, and every single one of them had a due date of the first or second. This month's statement has a due date of the 27th. Not a problem for me, but if you have automatic payments set up for say the 31st, you'd be in trouble.

I feel bad for those who don't have computer access or don't feel comfortable banking online. I probably won't even get my statement until Tuesday the 14th because of the holiday. Since they recommend mailing payments at least 10 days ahead of time, there is only a cushion of a few days in there.

FWIW, I no longer carry a balance, so I don't pay interest. I wonder if this is an across the board change, or they're getting tired of giving me interest free loans every month and hope to slip me up.

 

[mickeyboat]

Citicards did that to me, too. Burned my butt! I called and complained, but they didn't really care.

I promptly opened a new card with another company.

Denae

 

[westjones]

Thanks for the heads up! Mine also closes on the 7th and I also do autopay (full balance). I just checked and my due date is still Nov. 1st (thankfully!). I will have to start watching this though. I would be in big trouble if they wanted payment before payday (which is the last day of the month).

DJ

 

[kelleigh1]

I just scheduled a payment yesterday and didn't notice any change in the due date. I don't do auto-pay though, so it wouldn't really be too much of a problem for me as long as I paid attention to the due date when I get the bill.

 

[daughtersrus]

I just checked mine and it's the 16th. The last several months it was the 15th.

 

[SnowWtch]

Both of my Chase close on the 12th and I watch them and everything else like a hawk. I only charge what I can pay off when the bill comes due so it's really important I watch them. My water company always sends me the statement a week before it's due. If I didn't do things online I know I'd get caught.

 

[C.Ann]

Credit card companies aren't interested in doing business with "dead beats" - people who pay their balance off in full each month..

They are in the business of making money - not giving out free monthly loans - and therefore will do everything and anything within their power to "trip you up" so your payment doesn't post in time to avoid interest and late fees..

Sooner or later they will trip you up - when you least expect it..

About all you can do is check your accounts on-line every single day - for as long as you have them - and keep your fingers crossed that you don't lose your internet access for more than 24 hours..