Charging to room key question

[Fire14]

If you reach your limit before you check-out, you must go to the front desk and pay your charges. They will not automatically bill your cc until check-out time.

I don't know about this as my CC was charged once I reached 500 limit and before I could get to Front desk. This happened in matter of 2 hrs. We had dinner at Tusker house and headed back to room, before Friend and I could get to FD to charge her charges to her cc, they had charged mine.

 

[Atchley]

I plan on taking advantage of this again this year, but we always carried travelers cheques to pay our balance off. This year AAA has quit handling travelers cheques and our bank charges for them. (Not going to pay a bank for travelers cheques, especially at their rates.)
I will take some cash for the trip down, but what if I get down there and there is some sort of glitch with my debit card? I know that it probably won't happen but on the last two days of our vacation we were trying to purchase some stuff with the Disney Gift Card that we had and we were denied several times due to the credit card machines being down. Granted, there was a storm the day before, but shouldn't a place like Disney be up and running within a 24 hour period? I know that the odds of that happening are slim to none, but what happens if there is a glitch, my limit is reached on my room, or it can't charge my card when I check out, and I'm stuck?
Does anyone else worry about crazy stuff like this?

 

[TheRustyScupper]

I don't know about this as my CC was charged once I reached 500 limit and before I could get to Front desk. This happened in matter of 2 hrs. We had dinner at Tusker house and headed back to room, before Friend and I could get to FD to charge her charges to her cc, they had charged mine.

1) Next time, have, each of your keys tied to a different credit card.
2) Her charges go to her credit card and your charges go to your credit card.

 

[frdeb1999]

You can ask them to charge it at a certain balance also. We stay at the deluxe's and always have them charge it and bring it back to the 0 balance once it hits $500. They are very good about doing this....you just have to ask at checkin and have it notated.

 

[weaglej]

Correct. Your credit limit for your stay will be $1000 but your credit card won't be charged for whatever amout you use until you check out (or reach your credit limit).

Just got back from AKL & CSR. We hit our limit during our stay at CSR and all we had to do was call (since we were busy in the parks). They immediately put our charges through and allowed an additional amount in credit. We charged EVERYTHING to our room...it was super easy to only have to carry around 1 card!

Well, it'll be around 2 or 3 in the morning of your check-out day rather than the instant that you check-out. However, you can continue to use that room charge through 11:59 p.m. on your check-out day.

In other words, you set up a room charge on Day 1. By the end of your trip on Day 7, you made 48 separate room charge transactions, which totaled $975. Your card will be charged one single time for that $975 total. You will NOT see 48 separate charges on your credit card statement for the week, you will not see charges for $300 every few days, etc.

AT any time during your stay, you can go to the front desk and get an up-to-the-minute printout of your room charge account activity, including a running total. It will give details of each transaction, so you can check it for accuracy. It will tell you the total amount of the purchase, as well as the time and date and location of the purchase and the "number" of the card that was used (if you and your spouse each have room charging privileges on your room keys, one will be card #1 and the other will be card #2; you can decide whether or not each person in your party will have room charging privileges). The print-out does NOT list each individual item that makes up the total transaction amount. In other words, you can know that your wife spent $50.25 at The Emporium yesterday at 3:02 p.m., but you can't know what items or how many items comprised that $50.25 purchase.

Thank you guys so much, answered pretty much every question i could think of with these 2 posts. You guys are great!

 

[shyjade]

So if your at a moderate resort, and you don't spend up to 1,000 dollars. Your account won't be charged until checkout?

Correct!

 

[shyjade]

I plan on taking advantage of this again this year, but we always carried travelers cheques to pay our balance off. This year AAA has quit handling travelers cheques and our bank charges for them. (Not going to pay a bank for travelers cheques, especially at their rates.)
I will take some cash for the trip down, but what if I get down there and there is some sort of glitch with my debit card? I know that it probably won't happen but on the last two days of our vacation we were trying to purchase some stuff with the Disney Gift Card that we had and we were denied several times due to the credit card machines being down. Granted, there was a storm the day before, but shouldn't a place like Disney be up and running within a 24 hour period? I know that the odds of that happening are slim to none, but what happens if there is a glitch, my limit is reached on my room, or it can't charge my card when I check out, and I'm stuck?
Does anyone else worry about crazy stuff like this?

Yes, actually I normally do worry about stuff like this, as I only have 1 Visa Debit card (don't use regular credit cards) and if for some reason it wouldn't work, then what? However, I have more than enough in the bank to cover any purchases I make and now I tell myself that if Disney has a problem processing my card for some reason, they can pick up the phone and contact my bank if need be. As long as there are no problems with my card/bank, I'm not worried anymore.

I know my bank only allows me to charge up to $2000 at a time until the charges clear the bank but I always have my trip prepaid and would never change that much at Disney so I'm not too worried.

 

[Clotho]

1) Husband and wife can have purchases applied to different credit cards.
2) Example: Husband applies charges to his MasterCard and wife to her VISA.
3) This is very convenient
. . . to keep purchases recorded more easily
. . . when one or the other is on business and the spouse is on pleasure
. . . when a mother & daughter travel together and want separate charges

This apparently is not the case. At least it wasn't when I went last September, as we were treated rather rudely when we ran into a problem with this. This was the source of a HUGE HEADACHE for us!

We checked in and put hubby's bank card on file. We said that my sister would be checking in two days later and sharing the room with us, and would she be able to link her Key to her own bank? They said yes, no problem.

She checked in, and tried to link her card, and it kept not working when she tried to charge it. So we went to the desk with her, and got it fixed, checking and re-checking that HER Key was tied to her account, and that ours was still tied to ours. After a lot of the desk gal running back and forth between us and the mysterious back office, we were assured that was the case. All our Keys worked fine, a few days later sis checked out, and we finished our trip out a few days later.

At the end of the trip, we discovered they had put sis's credit card in place of DH's credit card for the entire room, and we had been charging up a storm on her bank account, which was now overdrawn and was getting returned checks all over the place (huge fees piling up!). When we complained that we were VERY CLEAR that we needed the Keys linked to two different accounts, the woman at the desk says they can't do that and no one should have told us we could. She insisted there could only be ONE credit card on file per room, and all Keys are linked to that card. So when we brought my sister's card to the desk, they swapped hers out for ours.

We ended up spending about two hours on our last morning before catching our flight, just trying to clear it all up. In the end, my sister had to write to Disney corporate to get them to refund her charges, change them to our account. And she demanded they pay her overdraft fees, which they eventually did, thank goodness.

So we got three different stories while we were there: the first two said no problem, the last person seemed peeved that we were ever told that, and never apologized for the inconvenience.

Now it seems to me it would be very easy to have more than one credit card on a room, and have the Keys linked. C'mon! So it seemed like no problem. But then the response we got on the last day, the woman treating us like we were idiots somehow for thinking it would work like that, made us really angry.

So what is the truth?

 

[TheRustyScupper]

CORRECTION OF COMMON MISCONCEPTION

1) Every room key with charging can be tied to a different credit card.
2) Those arriving at same time or later can tie their key to their own credit card.
3) Have them ask for a "SHARE" when they check-in. (Use this specific word.)
4) If CM doesn't know how, ask them to check the Front Desk Manual.

Example:
Mom and daughter in same room. Mom pays for the whole room cost with her credit card. Mom can have her room key tied to the mother's MasterCard for mother's purchases. Daughter can have her room key tied to the daughter's VISA for daughter's purchases.

Process:
. . . mom checks in, with her credit card, just as usual and gets room #1212
. . . daughter checks in and tells Front Desk CM this is a "SHARE" room
. . . daughter must use this exact phrase, as it has special meaning
. . . daughter uses her credit card and gets a virtual room #1212a
. . . repeat for as many credit cards room people want to use
. . . mother and daughter (and others) purchases now go to individual credit cards
. . . one or both could pay a part of the room bill
. . . the 1st to check-in gets charges for phones or room service (system glitch)
. . . this can be done for as many room keys that have charge privileges