CCV Direct or More Resale (CCV or SSR)

[airjay75]

Alight, I need help. Sitting at the airport lounge getting ready to fly home after a fantastic 8-night stay. I was all set to buy some CCV direct points. Stayed 7 nights in a 1 BR at CCV, did our in-person tour just after checking out, and loved it. Really loved the room and the resort. I had actually waitlisted an 8th night, but it never came through so ended up booking 1 night in a SSR 1 BR preferred (Springs section). TBH, I actually really liked that too. SSR had a pretty relaxed and laid back vibe that I actually really liked. Not sure it would be so fun in the heat of summer with all the outside walking, but it really was the perfect resort for a bonus night at the end of our trip.

I already own 600 direct RIV points. I own 350 resale CCV points. If I buy direct CCV points, it would probably be 300, and I'd probably offload one of my resale (1x150 and 1x200). So, I'd end up with either 1,150 or 1,200 points total.

There is part of me that thinks taking advantage of this "flash sale" on CCV is sort of an opportunity that isn't going to come again. I definitely have some FOMO. But, I also already have a lot of direct points. I really don't need anymore. What are more direct points going to get me? The ability to exchange into cruises that aren't currently a very good value? The ability to exchange for APs when I buy MMB? Yes, the ability to use at future resorts, but of RIV/CFW/VDH, the only one I really see myself staying at regularly is RIV. Maybe LSL, but who knows what that will bring. And, I already have 350 CCV points which is really a pretty good amount for CCV. Enough for 1 week in a 2 BR during most seasons, and even enough for a cabin or GV if I use 3 years worth of points.

So, I'm honestly now thinking whether, if I decide I want more points, I should just go resale. And, I'm thinking SSR more than anything else. I know you don't need home resort priority there too often, but I'm sure it could come in handy occasionally for some room categories and seasons. And, it is so cheap to purchase up front, with the dues not really being too terrible either (in between my CCV and RIV). And, we really quite liked the resort. That said, when I mentioned to DW that I was thinking that instead of CCV direct, she was like, no, CCV was so much nicer (she is as far away removed from the numbers calculations as one can get ).

I also feel like the nice thing about resale is, you don't have to feel so committed for the long-term. That's what I have with my RIV points. I know it, and I'm very happy with it. I'm not as certain I want to do that with CCV points. I think there is a decent bet I'll want them for the long-term. But, those resale points currently accomplish the exact same thing those direct points would. Maybe that will change in the future, but it hasn't yet.

I have until Saturday to tell my guide whether I want direct CCV points. I am finding myself looking at dvcforless.com SSR listings, and thinking to myself, man, all that extra money for direct could be used to buy an awful lot of SSR points and, unlike direct points, I can offload those without too much of a loss if I change my mind. And, I enjoy hunting for a deal and would probably only buy a contract if I could score an incredible deal - as I type this, I'm finding myself more excited at the prospect of a deal hunt than I am spending lots more money on direct CCV points. But, then there's that contrary voice in my head saying that maybe this CCV sale isn't going to come again, and I might regret not taking advantage of it while I have the chance.

Tell me anything you want. I welcome any and all thoughts.

 

[eticketplease]

Like you said you have a good amount of direct points so even with the sale at this point in time I think resale is still the way to go.

Now do you save some money with SSR or spend a little more with CCV?

Personally I think either SSR or CCV you can flip if you decide to persue LSL later on. I do think LSL will take awhile to sell and you should be able to 7 month into it. But of course that will take direct points unless some resale LSL or possibly CFW come online. Then you have to ask yourself do you want to use your RIV points to stay there?

Now I’ve gone in a circle and have been absolutely no help.

It’s such a tough decision but I trust you will make the one that will ultimately make the most sense for your family.

Keep us in the loop!!

 

[airjay75]

Like you said you have a good amount of direct points so even with the sale at this point in time I think resale is still the way to go.

Now do you save some money with SSR or spend a little more with CCV?

Personally I think either SSR or CCV you can flip if you decide to persue LSL later on. I do think LSL will take awhile to sell and you should be able to 7 month into it. But of course that will take direct points unless some resale LSL or possibly CFW come online. Then you have to ask yourself do you want to use your RIV points to stay there?

Now I’ve gone in a circle and have been absolutely no help.

It’s such a tough decision but I trust you will make the one that will ultimately make the most sense for your family.

Keep us in the loop!!

Wise thoughts, as always. Yeah, I'd probably debate a lot between SSR and CCV resale if I end up going that way. Might just deal hunt and see which one strikes first. I also would not rule out RIV resale to free up my direct points.

I think I'd be fine using my RIV points at LSL. I think, one reason I have let myself get interested in CCV direct points is that I'm not sure I see myself interested in owning LSL. I mean, none of us really know, but my thinking has been it will be a large enough resort that, if you're ok with preferred view rooms in 1 BR and up, probably fairly easy to switch into. CCV seems like a better last chance to get some direct points at one of the O14 resorts, but do I really need more direct points to use there? Maybe? Is maybe enough given the price difference between direct and resale? I was ready to jump, but I might be leaning no at this point. 6 days to change my mind many times

 

[intamin]

Eh the reason for me for going direct in your case would be if you were trying to pick up a fixed week. Other than that, you already have a hefty amount of direct points like you said. I still would not go with resale SSR though, I'd pick either more CCV or BLT or AUL-S if you want something thats still a good value. Sorry but I really have a hard time giving up a valuable home resort priority on any of my points especially when the cost over time is roughly the same.

I'd also ask yourself though like what is the purpose of these points? What are you trying to achieve with these points? If you don't have a good answer then maybe it's worth it to wait?

 

[Disney Spaz]

I am the wrong person to ask as we just added a direct small contract at CCV a few weeks ago and I am still regretting not getting more. I am only telling the DIS all that because if DD knew she would shove me down that rabbit hole to another 115pts and DH is a sucker for anything she wants so it would happen.

That being said I do not think we will see a sale like this again for CCV. What would haunt you more, missing out on the direct deal that never comes back or the fun of the hunt for resale? I will say there is such a huge difference IMHO between SSR and CCV is how you define convenience. If you tend to eat in the room and use the kitchen versus the resort quick service SSR size wont be a big deal. If you like hopping down to refill a mug or grab a bear claw SSR can be quite the walk. Also transportation time seemed longer to me as it is so spread out and so many bus stops it takes a minute to travel the 5 stops.

For my family the close quick service, getting up early to hang out in the lobby, boat to MK and bus everywhere else, and so much more make owning there for the 11 month booking window worth the cost for us. We also go at Thanksgiving so the 11 month window is critical. If your trips are during a less busy time and you prefer to try the different resorts SSR might be the better choice.

Hope this helps.

 

[eticketplease]

t. I also would not rule out RIV resale to free up my direct points.

Now that is an interesting wrinkle. You could certainly pick them up for cheap for a resort you already love and own at. Using those alone when you want to stray away from RIV or combined for a longer stay or larger room accommodation.

I certainly like this idea and your initial cash outlay should be in the middle of SSR & CCV.

 

[airjay75]

I still would not go with resale SSR though, I'd pick either more CCV or BLT or AUL-S if you want something thats still a good value.

Yeah, I'm with you. I've been here looking at the dvcfieldguide.com availability tables for the past 10-15 minutes, and there really is almost nothing you need home resort priority for - maybe a handful of weeks in November and December, but I imagine you could switch into some of those rooms with waitlisting and stalking if you really wanted to.

I'd also ask yourself though like what is the purpose of these points? What are you trying to achieve with these points? If you don't have a good answer then maybe it's worth it to wait?

Yeah, my original thinking was, well, I'm pretty good with my current amount of points, but maybe this is a great opportunity to wash my resale CCV to pick up just a tiny bit more total points. But, if I can't convince myself of the benefit to washing the points, then I think the underlying reason is gone, and it's just, well, sure, I imagine I'll want a bit more points at some point, but not sure where or how many.

 

[Sprinkles&Sprints]

While I’ve never stayed at OKW or SSR, we spent some time at both in December and I could definitely see us staying there down the road as part of an extended split stay. So I understand the temptation of resale SSR.

But if I needed more SAP points (which as my earlier post alluded to I most definitely will…) it would be more resale CCV. As someone mentioned above - the only way I’d consider going direct CCV is if it was for a FW.

 

[airjay75]

That being said I do not think we will see a sale like this again for CCV. What would haunt you more, missing out on the direct deal that never comes back or the fun of the hunt for resale?

Good question. I'm not sure. And, the problem is, I probably won't know for at least several years. Maybe LSL comes along, and I'd love a few more direct points to be able to use there, but not be interested in buying LSL itself. Maybe LSL comes along and I love it, and want direct points there, but I'm already tapped out and committed with my now much larger bucket of direct points.

Now that is an interesting wrinkle. You could certainly pick them up for cheap for a resort you already love and own at. Using those alone when you want to stray away from RIV or combined for a longer stay or larger room accommodation.

Yeah, resale gives you much more flexibility. More options and you're not as committed for the long-term. I could pick up more resale, change my mind and, sure, you might lose some on the commissions and closing costs, but you're not taking the hit you would if you buy direct points and change your mind in a few years and decide to sell it.

I think that's ultimately the thing. If I go direct CCV, I'm done. I just cannot justify buying more points and now that I've put all this money into direct points, I don't think I could justify offloading anything for a long time, absent unexpected change in life circumstances. If I go resale, well, it's not a huge deal if I change my mind in a few years.

 

[airjay75]

While I’ve never stayed at OKW or SSR, we spent some time at both in December and I could definitely see us staying there down the road as part of an extended split stay. So I understand the temptation of resale SSR.

But if I needed more SAP points (which as my earlier post alluded to I most definitely will…) it would be more resale CCV. As someone mentioned above - the only way I’d consider going direct CCV is if it was for a FW.

Yeah, an early December FW, if you think you will use it, would be a great reason to buy CCV direct. The things is, I don't see us making much use of that sort of FW. Our most frequent travel period is going to be Easter week (yes, it is ALWAYS our spring break) and, if we travel during November/December, probably Thanksgiving week since our schools give that entire week off. I don't think FWs are really needed for those weeks for 1 and 2 BRs (at least not now).

 

[intamin]

Yeah, I'm with you. I've been here looking at the dvcfieldguide.com availability tables for the past 10-15 minutes, and there really is almost nothing you need home resort priority for - maybe a handful of weeks in November and December, but I imagine you could switch into some of those rooms with waitlisting and stalking if you really wanted to.


Yeah, my original thinking was, well, I'm pretty good with my current amount of points, but maybe this is a great opportunity to wash my resale CCV to pick up just a tiny bit more total points. But, if I can't convince myself of the benefit to washing the points, then I think the underlying reason is gone, and it's just, well, sure, I imagine I'll want a bit more points at some point, but not sure where or how many.

If you think you'll start using points at LSL aside from wanting a FW that might be another reason if you for whatever reason can't spare some of your 600 direct RIV points on it? But otherwise it's tough to justify direct CCV when you already have so much direct RIV. I would just stay put. Wait for a resort you actually want IMO, don't buy points for the sake of points if you can help it, that's money that could be used on LSL if you decide you actually like it.

At least, this is my personal philosophy with points. I had previously toyed with the idea of buying masses of cheap SSR points to book bungalows and more expensive room types that I would probably need to book since I wouldn't have home resort priority. The problem with that is you're still paying the dues on those points and those dues are roughly the same but now you're having to pay for more of them since you don't have home resort priority.

 

[eticketplease]

Would you do a straight swap and be ok to go down by 50 points?

That would end up being 900 in unrestricted points, 600 RIV & 300 CCV

 

[AstroBlasters]

Buy where you want to stay.

 

[airjay75]

Would you do a straight swap and be ok to go down by 50 points?

That would end up being 900 in unrestricted points, 600 RIV & 300 CCV

Probably. I think I need to pull back out the spreadsheet and run some numbers on different scenarios. Sometimes seeing those numbers in front of you really makes things much clearer.

 

[eticketplease]

Probably. I think I need to pull back out the spreadsheet and run some numbers on different scenarios. Sometimes seeing those numbers in front of you really makes things much clearer.

If your still at the airport grab some more napkins as napkin math always looks the best

 

[airjay75]

If your still at the airport grab some more napkins as napkin math always looks the best

On the plane now waiting for bags and fuel. Only about a 3 hour delay tonight . All the more time to think about DVC problems - LOL. I'll pay for it tomorrow morning.

 

[Chili327]

Alight, I need help. Sitting at the airport lounge getting ready to fly home after a fantastic 8-night stay. I was all set to buy some CCV direct points. Stayed 7 nights in a 1 BR at CCV, did our in-person tour just after checking out, and loved it. Really loved the room and the resort. I had actually waitlisted an 8th night, but it never came through so ended up booking 1 night in a SSR 1 BR preferred (Springs section). TBH, I actually really liked that too. SSR had a pretty relaxed and laid back vibe that I actually really liked. Not sure it would be so fun in the heat of summer with all the outside walking, but it really was the perfect resort for a bonus night at the end of our trip.

I already own 600 direct RIV points. I own 350 resale CCV points. If I buy direct CCV points, it would probably be 300, and I'd probably offload one of my resale (1x150 and 1x200). So, I'd end up with either 1,150 or 1,200 points total.

There is part of me that thinks taking advantage of this "flash sale" on CCV is sort of an opportunity that isn't going to come again. I definitely have some FOMO. But, I also already have a lot of direct points. I really don't need anymore. What are more direct points going to get me? The ability to exchange into cruises that aren't currently a very good value? The ability to exchange for APs when I buy MMB? Yes, the ability to use at future resorts, but of RIV/CFW/VDH, the only one I really see myself staying at regularly is RIV. Maybe LSL, but who knows what that will bring. And, I already have 350 CCV points which is really a pretty good amount for CCV. Enough for 1 week in a 2 BR during most seasons, and even enough for a cabin or GV if I use 3 years worth of points.

So, I'm honestly now thinking whether, if I decide I want more points, I should just go resale. And, I'm thinking SSR more than anything else. I know you don't need home resort priority there too often, but I'm sure it could come in handy occasionally for some room categories and seasons. And, it is so cheap to purchase up front, with the dues not really being too terrible either (in between my CCV and RIV). And, we really quite liked the resort. That said, when I mentioned to DW that I was thinking that instead of CCV direct, she was like, no, CCV was so much nicer (she is as far away removed from the numbers calculations as one can get ).

I also feel like the nice thing about resale is, you don't have to feel so committed for the long-term. That's what I have with my RIV points. I know it, and I'm very happy with it. I'm not as certain I want to do that with CCV points. I think there is a decent bet I'll want them for the long-term. But, those resale points currently accomplish the exact same thing those direct points would. Maybe that will change in the future, but it hasn't yet.

I have until Saturday to tell my guide whether I want direct CCV points. I am finding myself looking at dvcforless.com SSR listings, and thinking to myself, man, all that extra money for direct could be used to buy an awful lot of SSR points and, unlike direct points, I can offload those without too much of a loss if I change my mind. And, I enjoy hunting for a deal and would probably only buy a contract if I could score an incredible deal - as I type this, I'm finding myself more excited at the prospect of a deal hunt than I am spending lots more money on direct CCV points. But, then there's that contrary voice in my head saying that maybe this CCV sale isn't going to come again, and I might regret not taking advantage of it while I have the chance.

Tell me anything you want. I welcome any and all thoughts.

Eh the reason for me for going direct in your case would be if you were trying to pick up a fixed week. Other than that, you already have a hefty amount of direct points like you said. I still would not go with resale SSR though, I'd pick either more CCV or BLT or AUL-S if you want something thats still a good value. Sorry but I really have a hard time giving up a valuable home resort priority on any of my points especially when the cost over time is roughly the same.

I'd also ask yourself though like what is the purpose of these points? What are you trying to achieve with these points? If you don't have a good answer then maybe it's worth it to wait?

Cant see any reason to buy direct.
If you needed more points for a stay at LSL or wherever, you could just bank and borrow your direct points and stay elsewhere the opposite year/trip.
I’d say Resale CCV is what I’d pick, but I’m also wanting some resale CCV, right now. lol

 

[airjay75]

Buy where you want to stay.

So simple and so true . . . and, yet, so easy to make one's life more complicated than it need be.

 

[Disney.dad]

If you want more direct sleep around points and love and plan to regularly stay at riviera at least every 2-3 years buying RESALE riviera is a good way. It frees up that many Riviera direct points to be unrestricted sleep around points. We may do the same at DLH to go with our 456 direct points there to give us more direct sleep around points. We already own 525 resale at Riviera so it would be more to be used at LSL and other future resorts.

 

[juliebee]

We are big fans of Wilderness Lodge, so I understand that pull to purchase CCV direct points. However, when you already have a hefty amount of direct RIV points and other points for CCV, buying direct CCV doesn't logically pencil out in my opinion.
300 direct points would be $68700 but you could probably get 300 resale points for $40-45K. That is spending $24,000 on the ability to use the points at RIV, VDH, CFW, LSL and whatever else is in the future. You already have that ability with your other direct points though.

You've already come up with other options that sound good. If you need more CCV points to secure the type of room you want, then buying resale would work. You can use those points at SSR too, so my lean would be for CCV resale instead of SSR. Or you mentioned buying resale RIV to open up your current direct points for more options, and that is a compelling option too.

Wishing you luck on your decision!