Check out a home equity line of credit. We were about to do that but just paid cash instead. The line of credit was prime plus 1-1.75 points (depending on the bank), so around 4.5 - 5.25%, MUCH less than the timeshare financers.
Also, I agree - do what is right for you and your family. Only YOU can decide that. I spent a lot of time on these boards while we were deciding what to do, what to offer, resale or direct, etc., and finally we did what was right for our family.
These boards are AWESOME! I have learned so much about the DVC operations and experiences. I feel like I learn something new everyday. Something that a 2-3 hour tour at DVC could never give you.....real life experiences, the good and the not so good. Keep checking and asking questions. It certainly helped me and made our decision very easy.
Also, I agree - do what is right for you and your family. Only YOU can decide that. I spent a lot of time on these boards while we were deciding what to do, what to offer, resale or direct, etc., and finally we did what was right for our family.
These boards are AWESOME! I have learned so much about the DVC operations and experiences. I feel like I learn something new everyday. Something that a 2-3 hour tour at DVC could never give you.....real life experiences, the good and the not so good. Keep checking and asking questions. It certainly helped me and made our decision very easy.