Can you buy points from Disney on a credit card?

[Kitten]

Just wondering if this can be done? And does anyone know what the maximum amount of points that can be bought solely on a credit card?

 

[Eeyore2142]

Yep. I put my add on solely on my credit card. It was 50 points. I would think the limit would be whatever your credit limit is

 

[Tosie]

We paid for ours with our Disney Visa (for the points - we bought 150) and then paid it off when the bill came in.

 

[Kitten]

Wow...thanks for the quick replies!! When we bought our original 170 point OKW contract in 1998 Disney would only allow us to put a down payment on the credit card (which we paid in full on the next billing cycle) and then we financed the rest. I guess they have changed that. My Citibank card has 4.9% financing on new purchases for the next year which is a better rate than financing through Disney.

 

[kimberh]

We paid for ours with our Disney Visa (for the points - we bought 150) and then paid it off when the bill came in.

I wish I had known this! I have always sent a check! This is the last time I will do that. I thought it had to be just the downpayment. Thanks for sharing.

 

[disneynutz]

We buy with credit cards that earn us free airfare. As long as I buy new contracts every couple of years, we will never have to pay for a airline ticket again.

 

[PhilUK]

Never done anything else !

We've bought at Boardwalk, twice over the phone and last time on Board the Disney Magic !

Trying to transfer money from UK is just hassle !

Phil

 

[Disney_Villain]

I've paid the deposit and the remaining balance of my last 2 contracts (115 points each) on my Gold Amex (yes, they even take Amex). No problem!

I get nice flight rewards for doing that too!

 

[DebbieB]

I bought 250 points on a Visa direct from DVC in 1999. They split it into 2 payments so that I would not exceed my credit limit, one immediate and one a month later before closing. I had the money from other sources, I ran it through an AOL Visa to get the points (I got 7 months free AOL).

 

[bmalonef45]

We used our Airtran card for our 200pt purchase and then financed it via home equity loan. We ended up getting 4 free round trips out of that. Then we just moved so the DVC loan is now paid off! YEAH

 

[ljcrochet]

We just paid for ours on the disney visa card. 160 points at AKL. I just i new that the down payment (up to $2500) would be interest free for 6 months.

 

[TDC Nala]

I bought my last two contracts on a Disney Visa. Both were paid in full (not a down payment).

 

[Plutofan]

There is no limit. We purchase our AKV on our master card and got 1 1/2% cash back and then we transfered the balance to Discover and financed it over 1 year at o%. It was a pretty good deal.

 

[PAcpl]

There is no limit.

Well there is always that pesky credit limit

 

[WDWmom08]

Wow...thanks for the quick replies!! When we bought our original 170 point OKW contract in 1998 Disney would only allow us to put a down payment on the credit card (which we paid in full on the next billing cycle) and then we financed the rest. I guess they have changed that. My Citibank card has 4.9% financing on new purchases for the next year which is a better rate than financing through Disney.

What is the percentage Disney offers?

 

[PAcpl]

You can read about all the rewards here:

http://disneyrewards.disney.go.com/

 

[tecodis]

What is the percentage Disney offers?

Currently they are:

4.95% APR for 1 year financing; 10.75% APR for 5 and 10 year financing

 

[Kiderak]

The only issue with applying the balance to a credit card ,that I can see, would be if you carry the balance greater than a year. I don't think you could claim the interest paid on the credit card for your taxes. Right now, the interest on my balance is at least partially deductible.

 

[Td1290]

Yes We did it too.

 

[calypso*a*go-go]

Hmmm...my AMEX pays a 3% reward for travel, I wonder if there's anyway to get it classified in that category?

So, could you put the down payment on your Disney Visa and qualify for the $500 promo running right now, but then pay the balance with another credit card (trying to have my cake and eat it too!)?