can I open a target card to get discount on disney?

[gapoochi]

so if I open the card and on the same day get a lot of disney cards...will I save the 5% plus the special for opening the card and then can I use the disney cards to pay for my resort?

 

[starry_solo]

so if I open the card and on the same day get a lot of disney cards...will I save the 5% plus the special for opening the card and then can I use the disney cards to pay for my resort?

You can save 5%. There is no special for opening the card (credit or debit)

 

[mhsjax]

so if I open the card and on the same day get a lot of disney cards...will I save the 5% plus the special for opening the card and then can I use the disney cards to pay for my resort?

NOt exactly sure if I am understanding, but I don't think you get a discount on Gift cards, ever, but I could be wrong

 

[wiigirl]

NOt exactly sure if I am understanding, but I don't think you get a discount on Gift cards, ever, but I could be wrong

I think thats true...

 

[ICF]

We've gotten 5% off non-Target gift cards when we've used the RedCard.

 

[mhsjax]

We've gotten 5% off non-Target gift cards when we've used the RedCard.

Wow, Never have I been able to do that, it is like giving a discount of cash I am betting it is a mistake, but I could be wrong

 

[sissy_ib]

Wow, Never have I been able to do that, it is like giving a discount of cash I am betting it is a mistake, but I could be wrong

This is talked about here all the time. Most gift cards are considered by Target as "entertainment cards" and do qualify for the 5% off. Target gift cards are not included.

 

[mhsjax]

This is talked about here all the time. Most gift cards are considered by Target as "entertainment cards" and do qualify for the 5% off. Target gift cards are not included.

Interesting, but if they are willing to do it, then more power to those who purchase them

 

[phred52]

Whats the scoop on using Disney gift cards to pay for your resort stay?

I've "heard" that it can NOT be done. Has anyone actually personally used a stack of gift cards to pay for their Disney resort stay?

I HAVE used a thick stack of (Target purchased) Disney gift cards to pay for my Disney cruise. Twice.

And, yes, using your Target red card to pay for Disney gift cards DOES indeed drop the price by 5%.

 

[luckyfin]

I used Disney gift cards for resort payment our last trip. I would advise trying to get the $50 ones over the $25 because it did take some time to process.

 

[michellejed]

I would question the benefit in the long run.

Every time you open a charge card just to get the % off, it goes on your credit score and if you are considering a big purchase any time soon it may not be to your advantage to have so much "credit" out there.

 

[ICF]

I would question the benefit in the long run.

Every time you open a charge card just to get the % off, it goes on your credit score and if you are considering a big purchase any time soon it may not be to your advantage to have so much "credit" out there.

for the vast majority of people, that would have little to no impact....at least not enough to prevent someone from being able to buy a house/car/etc.

 

[michellejed]

ICF... you are correct it probably would not keep some one from getting a loan for a car or home but every time you apply for credit it alters your credit score and can and will change the amount of your monthly payment...lower the score...higher the payments so what would be gained by applying for these cards?

This wasn't meant as a debate about credit just a FYI on applying for these cards just to use for a small discount

 

[gapoochi]

Thanks! I actually have a card but have not used it in several years. Keep meaning to call to get a new physical one that isn't expired since I haven't or reactivate if need be (we do shop a lot at target and makes sense to get the discount)
I just wondered/hoped there was a bonus the day you open but if not, I'll just use mine!
I'll call Disney tonight to make sure I can use the cards to pay!
thank you!

 

[Tistal]

Whats the scoop on using Disney gift cards to pay for your resort stay?

I've "heard" that it can NOT be done. Has anyone actually personally used a stack of gift cards to pay for their Disney resort stay?

I HAVE used a thick stack of (Target purchased) Disney gift cards to pay for my Disney cruise. Twice.

And, yes, using your Target red card to pay for Disney gift cards DOES indeed drop the price by 5%.

I have done just this. I have a target debit, and I get 5% off of the Disney gift cards (in my Target they're back in electronics). We paid the initial deposit via credit card; that was way back in May, so I don't remember if I had to or if I didn't have any gift cards. However, I have paid the entire rest of my trip off via gift cards. I would pick up a card or two when I'd do normal grocery shopping, and I had my trip paid off well before it was due by the end of October.

The only downside is you have to hang on to the cards because if you want a refund it has to go back to the original card.

 

[ThisIsJason]

When I was checking out at Target not two weeks ago, the lady ahead of me bought $500 in Disney gift cards used her Red Card and paid $475. The guy that was on the register asked her way so much and she told him to pay for a family trip to WDW. He laughed and said thats smart, and she told him she would be back two if not three more times for more.

 

[ccgirl]

I would question the benefit in the long run.

Every time you open a charge card just to get the % off, it goes on your credit score and if you are considering a big purchase any time soon it may not be to your advantage to have so much "credit" out there.

You get 5% off your debit card as well. That does not go on your credit report. The money comes directly out of your checking account. Depending on the consumer, opening a credit card may help their credit. How "things" affect a credit score really depends on the individual consumer and what kind of credit they already have/do not have.

 

[DisneyDanielle85]

I would question the benefit in the long run.

Every time you open a charge card just to get the % off, it goes on your credit score and if you are considering a big purchase any time soon it may not be to your advantage to have so much "credit" out there.

For people who open a charge card, then yes, but Target also offers a Debit card which you link to your exisiting bank account which also qualifies you for 5% off of your purchases as well. So if you have the money you can still buy them at 5% off and not have any issues with your credit. Thats how I buy my gift cards so that I have them and I've used them to pay for meals, hotel, merch...etc.

 

[chimilady]

The Red Cards are no longer credit cards. They're debit cards and tied to your checking account. They treat it like checks, so you can not open a card and instantly buy $1500 worth of cards, even if it's in your account. Your best bet is to work your way up. I started with $100, then 150, then 200, etc. Now that I've been doing that for a year, I'm sure I could use my red card and buy $2000 worth of cards. The money doesn't come instantly out of your account, it takes a few days. And your Pin is the Pin of your ATM card.

Yes, you get 5% off anything except a TARGET Gift card. Entertainment cards are not considered gift cards.

And the sole reason I got a red card was because of the discount.

 

[ZoeBell]

Recently I bought $400 in Disney cards for $380 with my 5%. I also bought an item that when purchased gave me a $5 Target gift card. The register also printed out a $5 Off Target coupon. So I went back in and bought another $50 Disney card for $38 after all my discounts were taking off.

Every little bit helps, right?