It's interesting to see what everyone carries.
What I'm trying to do is create a "system" which flows easily for transferring mainly my wallet, keys and cell phone from my pocketbook, to my work bag, to my camera bag - primarily so I won't have to have two bags either for work or for trips w/camera gear. (I keep a few other essentials in each bag to simplify.)
The biggest problem, I think, is that I use a travel-style wallet for everyday use and it's big and oblong (but I love it). It's kind of hard to fit in most bags.
Currently:
My "pocketbook" is from REI and I bought it primarily because it was substantial and would hold my wallet and my Canon S3. There are no dividers, though, and it's really not big enough for all the equipment I have now.
When I got my dSLR, I bought a Slingpack 100 and I like it but there's nowhere to put the wallet. I don't mind the Slingpack, but otherwise am not a backpack person.
I ordered a Crumpler 6 Million Dollar Home which just came yesterday. It seems nice, but I was disappointed the darn wallet wouldn't fit in either of the pockets.

It will fit in one of the interior compartments standing up, LOL. This weekend I'm going to load it up with everything (DSLR body, 3 lenses, two lens covers, external flash, various batteries, CF cards, cleaning kit, filters, manual, and eventually gorillapod and shutter release - did I forget anything??) and see how it feels. I don't mind shlepping a lot of stuff, either. I deliberately bought a light camera system, and DH will help carry it if need be. I do like the fact that it has a padded strap and seems very sturdy and well made. It'll probably work. It does
look like a camera bag to me.
I really like the Tracy Joy bags, too, have never seen them before. Had I not gotten this one, I might have ordered one of those (still might - I want to get it right so this will be the last time I have to purchase). They look like a regular large style pocketbook yet seem roomy and sturdy also. Hmmm. Did someone say they're not available?
Thank you again for all the input. I looked at every bag. All of them are nice. Keep the ideas coming!
FYI I also have the LLBean bag (smaller version) and my DH uses a (REI) large size fanny pack also (S2/3) - he loves it!