The current pricing through Disney for ANY resort is amazingly high. It almost just seems like a 'bubble' and you wonder how long it can stay in the air. And then you realize that demand for Disney, Disney World and
DVC is NOT falling off.
Even so, unless you have an absolute need to purchase DIRECT from Disney - maybe because you need a particular resort at a particular Use Year - then I'm not at all sure why you would do it at this point. You will NEVER get enough extra benefits, by purchasing direct from Disney, to make it worthwhile.