We have been going to Disney for years, and as residents we go often. As the years have gone one we gradually have been doing the "nicer" resorts. It started as a general hotel offsite, then with 1 child, we decided we needed at least a 1 bedroom place, so we stayed offsite at some of the resorts, and gradually those got nicer too, and with each increasing resort, we got a little more spoiled. Dh used to say that who care where we are staying since we are just sleeping there, but he doesn't say that anymore, because it is so much more than that. We eat there, we play in the pool, etc, etc.
Now we stay at Disney resort, and this next vacation, is at BC in a suite. It is gonna cost us, and it definately took some convincing of dh, but after we discussed it with Connor (he is 8), he was so excited about staying at the "hotel with the coolest pool" we just couldn't resist. We have AP so those are already paid for, and we are big time health nuts, so we don't eat at the parks, so the price is generally just the cost of the hotel plus spending money. So we just start saving. It is pricier than we have ever spent, but still, the convenience and the "ambiance" is what we are paying the extra bucks for. We both work very hard, so this is our payback. The resorts just add to the experience for us.