YNAB (You need a budget) Awesome Awesome Awesome! Plus forums and free webinars to help you learn to use the software. I LOVE it! Recommended to me years ago by a fellow DISer.
ynab.com
Software is 60 bucks but you can do a 7 day trial first. No monthly fees or anything after that.
I use MS Money. I can't say it's the most straightforward product though - I got used to it for work, so I used it for our personal as well. You can track absolutely anything with it though.
Check into pear budget they have a free trial so you can try it out and then I think its $3 per month after that. I love it and I love that I can get to it anywhere rather than just when I am at home. www dot pear budget dot com. ( wasn't sure if I was supposed to put links here or not).
Another YNAB user here! I don't know of any referral or coupon codes though but I haven't been over to their site or forums lately. They have a companion iPhone app as well (unfortunately it's not free - that's another $5 or $10) that works with the desktop software.
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