Budget friendly trip insurance

[eatatmidnight]

We are working on planning a WDW trip in January. Depending on cost, I think I'd like to purchase trip insurance in case we get an ice or snow storm here in Missouri. If you've purchased it and were happy with the plan and price, who did you use?

 

[OrangeBirdGirl]

We've used Battleface twice before and they seemed to be the best price. Read through details though on storms as when I recall looking over various policies you had to be delayed for a certain amount of time and it had to be a named snowstorm. The 2 times we purchased was not during winter season so I didn't read too closely with winter weather events.

 

[georgina]

I have never had to actually use any trip insurance I have purchased - I usually go on a site like squaremouth and compare rates and coverage. I have purchased from Tin Leg and Seven Corners most recently.

 

[ruadisneyfan2]

We use insure my trip dot com for cruises because we want coverage for medical emergency evacuation off the ship. They are an agency who works with multiple insurance companies and multiple levels of coverage. They make it easy to compare plans.

For domestic land trips, I’d use the coverage provided by our Chase Sapphire card.

 

[slo]

I use this allianz travel insurance.
Thankfully I've never needed to make a claim.
A travel agent recommended this company to me, which is how I found out about it. Regardless what company you use, make sure you read everything in regards to if they'll cover something or not.

https://www.allianztravelinsurance....pJobID=3200116779&spReportId=MzIwMDExNjc3OQS2

 

[_19disnA]

Be sure to read the fine-print about what a particular policy covers. Many older threads on that where people found out it only covered certain situations. Never saw the need to buy trip insurance. One time we had some storm damage to our home shortly before a planned vacation and had to be home to coordinate the repairs. Called the airline and even though the tickets were the type you supposedly couldn't change, they agreed to let us change our travel to a future date for no charge. I think some airlines have those types of policies but don't advertise them.

 

[eatatmidnight]

Thanks for all of the suggestions and tips. After reading a whole lotta fine print, I don't think they'd cover the expenses for ice/snow reasons. I think we are going without. Also, some of the companies make it very difficult to find the fine print.