Boulder Ridge vs. Copper Creek

kandlsutton

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May 22, 2019
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So other than expiration date and room amenities, if there any significant difference between these DVC properties?

We love Wilderness Lodge, but the cost difference between CCV and BRV doesn’t seem worth it for SAP. I have direct at RIV and am considering an add-on to CCV or RIV, but can’t justify the direct costs even with the small incentives. And resale for CCV is up $20pp in the last quarter and we know the resale limitations on RIV.

DH and I probably have another 20 years left for Disney before our adult kids take over management of our direct points. Thinking having a 2042 expiration might not be so bad IF the price is right. Thoughts?
 
Owning either DVC at WL is a plus. I own CCV. It’s definitely more quiet on the BRV side. The rooms are definitely aged but I think it’s getting a refurb soon. It also has the fitness center and its own pool and hot tub. Resale as you mentioned is cheaper and expires sooner. With 20yrs left, BRV might be the way to go if that’s all you’ll use it for. CCV resale is in $150-160 range right now.
 
I own at BRV and prefer it - I love hearing the crickets (fake I know but doesn’t matter to me) on my walk over the connecting bridge and having our own little quiet lobby is the best! It’s so peaceful and intimate and smells really good too!
 
The prices between CCV and BRV are very close ($20-30) in the resale market but the expiration dates are vastly different so CCV will definitely be the better value in the long run. If you decide to sell CCV after 20 years you could vs you would just be running out the clock on BRV. CCV has smaller rooms so if you have a more than two kids you would need a two bedroom or larger to accommodate 5+ people.
 

I'd keep my eye open for good deals on either one - CCV in low 140s or BRV under 110. Make some offers and see if you get a deal. Whichever deal or use year that fits your needs comes up I'd jump on.

From a purely financial perspective I'd probably favor CCV because in 20 years BRV is going to 0 and CCV will still be appreciating. It costs more upfront but will be worth a lot more than BRV when you're done using it. You can resell it then, or pass to the kids. Unless you have a real need for the extra cash you'd tie up in CCV I think you'll do better there, but depending on the deals you can find on each it will be pretty close.

BRV studios sleep 5 and CCV only sleep 4. Right now CCV is newer and nicer, but BRV will get redone and then it will be newer and nicer.

Wold you rather be connected to the main/building lobby or in a separate building? If you love the grandeur of the main lobby then go with CCV.
 
BRV studios sleep 5 and CCV only sleep 4. Right now CCV is newer and nicer, but BRV will get redone and then it will be newer and nicer.

Wold you rather be connected to the main/building lobby or in a separate building? If you love the grandeur of the main lobby then go with CCV.

When we first started looking at resale, I wasn’t even considering the 2042 resorts due to the high initial buy-in per point coupled with the remaining contract length. We have RIV direct with our kids on the deed, so that one will be there for them to figure out when we aren’t able to go.

I would really like to stay at the CCV cabins (book at 7 months) one day, and the contract I’m looking for would give us more points for half the money. the $225 at CCV direct or $165 resale doesn't seem like the best value right now. A couple of months ago, CCV was in the $140s with no ROFR buy backs. That has changed in the last few weeks.

MF’s are slightly higher at BRV but only by about $0.50/pt/year (as of right now). We have stayed in the CCV DS and were disappointed in the room size after staying at YC (same can be said for BLT DS TPV), and only see ourselves staying in a 1BR, so no stalking for a DS. And I’m anticipating the BRV update - as you said, it’ll be newer and nicer in a few years.

DH prefers being connected to the main lobby but as we get older, I think we’d prefer being on the quiet side and can enjoy the best that both have to offer. And the kids won‘t have to worry about selling it in 2042...
 
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When we first started looking at resale, I wasn’t even considering the 2042 resorts due to the high initial buy-in per point coupled with the remaining contract length. We have RIV direct with our kids on the deed, so that one will be there for them to figure out when we aren’t able to go.

I would really like to stay at the CCV cabins (book at 7 months) one day, and the contract I’m looking for would give us more points for half the money. the $225 at CCV direct or $165 resale doesn't seem like the best value right now. A couple of months ago, CCV was in the $140s with no ROFR buy backs. That has changed in the last few weeks.

MF’s are slightly higher at BRV but only by about $0.50/pt/year (as of right now). We have stayed in the CCV DS and were disappointed in the room size after staying at YC (same can be said for BLT DS TPV), and only see ourselves staying in a 1BR, so no stalking for a DS. And I’m anticipating the BRV update - as you said, it’ll be newer and nicer in a few years.

DH prefers being connected to the main lobby but as we get older, I think we’d prefer being on the quiet side and can enjoy the best that both have to offer. And the kids won‘t have to worry about selling it in 2042...
As a previous poster said, if you got CCV there’s a good chance you could get a good percentage, or perhaps all, of your initial money back by selling in 2042. BRV will be of zero value then.
 
Resale has a lot of CCV on the market right now, you might be able to negotiate one down.

CCV has a killer chart and excellent contract length. I think it definitely is a good pick resale if you can get a deal on it. Just sell the CCV when you're done with it. Maybe that's 20 years, maybe it's 10.
 
I own at both. We first bought in at BRV because it was a much more affordable option, but then bought in to CCV last year during the crazy summer incentives (direct) and got Fixed Weeks and then added on some resale contracts so that we could upgrade.

BRV studios can sleep 5, and that third sleeping space is important! It is also larger than CCV and, as folks noted, in quieter area. That said, CCV is right in the main lodge, and has the chance of those great alternate studio layouts.

CCV Cabins are amazing, but unless you're looking to travel over a holiday, are usually available at the 7 month mark. It really sounds like all you've said that you'd be happier with BRV, especially as you'd have more points that might allow you to stay in those cabins!
 
I'd keep my eye open for good deals on either one - CCV in low 140s or BRV under 110. Make some offers and see if you get a deal. Whichever deal or use year that fits your needs comes up I'd jump on.
CCV in the $140’s right now is like looking for a needle in a haystack. Would you consider BRV sub $100 worth it for 20 years?
 
CCV in the $140’s right now is like looking for a needle in a haystack. Would you consider BRV sub $100 worth it for 20 years?

Based on a Present Value analysis, if both contracts were held to expiration, I'd say they are fairly equivalent when CCV costs 165 and BRV costs 100. I'd consider BRV sub 100 a good deal.

If you can get CCV for 145-150 and BRV is costing 110+ then CCV is the better deal.

But, if you have another use for the extra cash that the higher initial cost of CCV requires that would provide you comfort, convenience, or happiness, then I'd look for the best BRV deal I could find and use the extra cash for that other purpose.

If money is no object and it's just going to sit in the bank, or a mutual fund, until it passes to the kids anyways, I'd probably try to find a deal on CCV. Or, if it's in a tax advantaged account like an IRA, I'd keep the extra in the IRA and buy BRV since a withdrawal from an IRA has tax consequences.
 
CCV is newer, while BRV is supposed to be renovated in the future.
It depends on if the higher price of CCV and the longer use time is worth the extra money. YMMV.
 
The BRV villas aren't in the greatest of shape, and who knows how long the pandemic related delays will push the refurbishment. It could very well be 3-4 years.

I also think the BRV price per point could start dropping once we hit the 20 year expiration date in 2022.
 
Nobody seems to bring up what room type you will be in.

If you are in 1brs and 2brs then go with either one but if you want studios than go with BRV.

CCV is hard to get studios and is unlikely to become easy and BRV will always likely be easier to get studios.
 
Nobody seems to bring up what room type you will be in.

If you are in 1brs and 2brs then go with either one but if you want studios than go with BRV.

CCV is hard to get studios and is unlikely to become easy and BRV will always likely be easier to get studios.
Definitely looking at 1BR, but that requires double the points (at either resort). CCV DS are tiny!
We ended up withdrawing our offer at $97pp at BRV. Felt like it was a good option for us for 20 years, but having declining value (which was why I wasn't considering 2042 resorts originally) in the near term plus potentially needing to finance for a short term, just wasn't worth the risk IMO.
Then we found out later yesterday that DH needs another, thankfully minor, knee surgery ASAP and looks like we will need that $ to pay the deductible and coinsurance on two policies. He just retired and is switching to the retiree policy on 5/1. Disappointed, but it’s just not the right time.
 
whats BRV resale going for currently? 100-150pts? Just looking and not sure what the average PPP for a smallish contract.
 



















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