I am currently scheduled to be on vacation in WDW during May. I just finished closing on a 60 point OKW contract
. The contract has a June use year though with no current points. So in order to book at DVC for my May trip I would have to borrow. I see two options:
1) Borrow for my May trip and hope that nothing comes up that would force me to cancel. Since the trip would be in the last month of my use year I would lose my points. Correct?
Are there any restrictions with borrowing points (i.e. cannot borrow in the last x days of your use year) that I should be aware of?
2) Book all non-DVC resorts (I was planning to do this for 3 of my 8 nights anyways) for my trip. Once June comes along, I can then rent out some of my points to help cover the cost.
So these are my two choices - any suggestions? BTW I also have another contract with 82 OKW points. This is of little help as I only have 23 points coming this August.
Thanks in advance for any responses.

1) Borrow for my May trip and hope that nothing comes up that would force me to cancel. Since the trip would be in the last month of my use year I would lose my points. Correct?
Are there any restrictions with borrowing points (i.e. cannot borrow in the last x days of your use year) that I should be aware of?
2) Book all non-DVC resorts (I was planning to do this for 3 of my 8 nights anyways) for my trip. Once June comes along, I can then rent out some of my points to help cover the cost.
So these are my two choices - any suggestions? BTW I also have another contract with 82 OKW points. This is of little help as I only have 23 points coming this August.
Thanks in advance for any responses.